jonathan cohen. all right, o vick, you've been someone very critical of the aca from the beginning.ated? >> yeah, i mean, you know, in fairness, chris, a lot of liberals were also worried about the so-called death spiral. and they were always wrong, both sides, both the conservatives who were cheering it on, liberals who were scared about it because the subsidies do provide a cushion that prevent a true death spiral from occurring. and at the end of the day, it's important to remember that we can't use the signup figure that cms is talking about as actual enrollments because if you aren't -- you aren't actually enrolled with actual health coverage when you go to the doctor or hospital unless you actually paid the premium. that's number one. number two, depends on whether you've been previously insured or previously uninsured. and a lot of the people, according to the surveys we've seen who've signed up for obama care obam obamacare on the exchanges were previously insured. only a neminority, 14%, 15% wer previous lly uninsured. >> this payment issue, right, that essentially cms is h