i'm jonathan pond. >> jeff: that's "nightly business report" for wednesday, july 8. i'm jeff yastine goodnight, everyone. and good night to you, susie. >> susie: goodnight jeff. i'm susie gharib. we hope to see all of you again tomorrow evening. "nightly business report" is made possible by: this program was made possible by contributions to your pbs station from viewers like you. thank you. captioning sponsored by wpbt captioned by media access group at wgbh access.wgbh.org

here's jonathan pond, auor of "safe monein tough times." >>fter what we've been through since the beginninof last yr, it's no wonder that risk is ewed by many investors as somethingo be avoided atll cost. as a result, he ams o money are sitting on t sidelines earnin element nothing. of course, during thlast bull marketinvestors loaded up on risky stocks and eschewemoney market fun. it's time for a change long-term success quires a consiste approach, avoiding too much risk in ebullnt markets and too litt risk in dour marts. rather than inst at the tremes, loading up on stocks after the maets have risen or loading up on easury bills or the likefter the markets have fallen, you shld strive to inude investments in between those two extremes. for exampl move some of the money that's earning a pittae in cash equivalentinto short- rm bonds or short-term bond funds, to rn more interest without risking much, ifny of your princal. while there'no such thing as a no-risk stock, youan reduce risk by avoiding speculative stocksnd sector plays and instead

jonathan pond, thank you. now to the health-care overhaul, now being called a health insurance over all. a big blow to the president. we're hearing from democratic leaders that the bill will not be rushed. it will not be done by august. it might be done sometime next year. we have brand new polls on president obama and health care just in. no surprise that most democrats say they're happy with the president. most republicans are unhappy. big news today but the most important pole vault, the independents. 54% of those polled say 54% approve of what the president is doing. president obama's polls are lower on the issue of health care. 43% of americans approve of the job the president is doing. 45% disapprove. president obama was holding a town hall meeting in cleveland, trying to assure middle-class families that his plan would put more money in their pockets. mike emanuel is live in shaker heights. moments ago, the president said that it is ok if we wait this thing out. >> you are right. he said that is ok and