let's bring in financial expert jordan goodman, the c.e.o. of www.moneyamswers.com. i thought "subprime" was a dirty word. i mean, haven't we seen this movie before? >> we did see this movie. it's a little bit different this time. the people are going to have low credit scores, but they're going to in many cases have bigger down payments, 20% to 25%. back in 2005 and 2006, no down payment, 3%, very low down payments, and, in many cases, very little income. you know, they were the "no assets, no income" kind of loans. you're not seeing that today. but i think there is the possibility that, as this continues, you're going to get people starting to get foreclosed upon and become delinquent on these loans again. >> axelrod: so, who are these new buyers? i mean, who's going to qualify? and will the banks let them get in over their heads? >> well, the banks say they're not going to, but that hasn't been the record in the past. these buyers i think are people who in many cases maybe did okay in the past; they've fallen down to below 620, but they've enough to get a 20% to 2