. >> hi my name is joseph ferguson and i have known gary since 1970. i no longer live in san francisco, but i have a daughter who is going to turn 29 this saturday who lives here and she went to school here and now she is starting her career. the thing about gary as scott mentioned, gary and scott started the holy bagel when i was roommates with them in the late 1970s when i lived in san francisco. i watched him create a business that was really part of the community. he was very in tune with his neighbors, neighboring businesses and the rest of the community. when i think about the objections, i know people are concerned about business, other people that have shops that sell coffee in the morning down there. it seems to me, my experience with neighborhoods, if i say i go over there and get a coffee, oh, yeah, there are tons of places to get coffee. if my friend's truck has a long line, i will discover one of these other businesses. i have discovered restaurants that way. when i go into a neighborhood for something else, and i'm standing around and i t