. >> reporter: when that small t siness owner josh alice w om a career in biology to beer his focus was crafting the perfect pint. giving employees a way to save for retirement may have been a goal but notne he was able to brew up on his own. >> you spend a lot of time and energy working with these people, developing relationships. and they become family. and you really want the besor them. you want them to be able to ovide for themselves later in life. >>, thanks to a program th is a first of its kind in the untry, employees at reach break brewing are given the chance to save for their future slew a state-run retirement plan called oregon saves. >> we are giving small bu onesses the same kind opportunities that some of the larger businesses have. low cost savings for employees at no cost to the employers. >> reporter: about 55 million american workers in the private sect are not offered a 401k plan through their employer. most of them, 32 million, work at small businesses which have fewer tn 0 employees. tell me, why is that a probm? >> stu after study shows that people are 15 times mo