josh bivens, a chance on this one.uest: that points out that unemployment insurance is a form of social insurance. people take lower wages because the employer has to pay tax. they pay into the system while things are going well, and if they hit a rough spot they hit a benefit that somewhat match its previous earnings. it is not a lavish benefit. it is targeted to capture half of your previous earnings. some of them are lower than $300. this is not a lavish way to live. it will not induce people not to surge. you actually want to give potential workers a chance to make a decent match. you do not want people scrambling for the absolute first job available because that is not good for the employer or the employee. host: dave, mich., independent line. caller: good morning. i worked for a company that is closed and has moved to china, and when those guys were laid off, some of them were in holland and belgium, they received like full-pay benefits for five-years-to-seven-years. in belgium, i think it was over 10 years of un