jp mor morgan chase in one lawst had allegations of violations related to $33 billion. when you add up all the wrongdoing and all the multiple investigations that they're settling here? $13 billion isn't much at all. >> aruna what leverage does the government have, and what leverage did they have going into thinks negotiations? >> i think a lot of. when you talk about the government negotiating with the private entity, especially when you're talking about a financial institution that has the threat of state licenses removed and other--ruining relationships with other regulators, so i think the government does have a huge amount of leverage. >> and we had seen prior to this that news reported $11 billion because jp morgan chase wanted to be rid of any criminal exposure. they wanted that off the table. what changed? >> it's a little bit unclear. over the last three or four weeks we've seen these numbers go up, it sounded like on friday night they had a conversation between the justice department and the bank at the highest level, and they negotiated $2 billion more dollar