judah zakalik is back to explain why... here on the valley's news leader./// ((kirsten joyce)) but many don't like to think about where they stand. fortunately we have judah zakalik here to weigh in on what that number is really for. thanks for being here. ----so most people have more than one credit score... but we hear they aren't all the same? say credit scores don't matter? ---scores aside... ((kirsten joyce)) >>> we'll be right back./// kids across the country hit the streets to trick or treat. so what can kinds of characters can you expect to see this year? most kids are will don capes... and dress up as superheroe... rather than a princess or prince this season. as for adults... top costumes are batman characters.. witches and animals like cats, dogs and bunnies./// live at noon.. the valley's news leader. remember that 8 news now is always available at las vegas now dot com, facebook and twitter. i'm catherine cortez masto and i approve this message. i don't know what i said, ahh, i don't remember. narrator: and joe

judah zakalik is back to explain... thanks for being here. --first... what will be the impact on homeowners? ---what other options are there? --- if someone is in danger of being foreclosed, but hasn't notice of default yet, can they enroll in the mediation? ---what other programs are ending this year? community for coming together to help victims of domestic violence. >> 8 news now teamed up with check city for a telethon yesterday .. to raise money for shade tree. together, we raised nearly 90-thousand dollars. it's the only local, emergency shelter for families in crisis. it's open 24-7 for victims of domestic violence. and get this-- one klas viewer reached out to the shade tree donated 25- thousand dollars! the total really added up when check city agreed to match all money raised during our fundraising partnership for domestic violence awareness month./// >>> that's all for 8 news now the valley's news leader. remember that 8 news now is always available at las vegas now dot com, facebook and twitter. i've seen what can happen as the result of hat

there was this young king the darkest days of judah. and one of the wickedest men in all of the bible, a man by the name of king manasseh, had been on the throne for 55 years. and he was a wicked man. and during his time, his nation sank into a quagmire of idolatry and occultism. they actually sacrificed humans during that time, and lawlessness broke out, and violence. it was a really bad time in israel, have ever known in our culture today. enter josiah, age eight. with his grandfather dead and his father murdered, josiah comes to the throne of judah and, remarkably, this young boy had a heart for the lord. and he began to lead his nation righteously. 2 chronicles 34:2 says, "he did what was right in the sight of the lord, of his father david, and did not turn aside to the right hand or to the left." the revival that took place during josiah's life is one of the great turnarounds in all of history. it started out, first of all, with the fact that there was in control of this nation, for the first time in many, many years, a humble lead

joining us now is judah zakalik from peters and associates... here to talk about short-term rentals. ---let's start by explaining what a short term rental is. ---talking about big hotels... most come with an extensive insurance policy... but let's policy... but let's say i choose to say at a place i found on air bnb... what happens if i'm injured there? ---still comparing the two... say at a place i found on air bnb... ---still comparing the two... what about when something is insurance policy... but let's say i choose to say at a place i found on air bnb... what happens if i'm injured there? ---still comparing the two... wha stolen from a vacation rental? ---we've done reports on hoa's keeping homeowners from stolen from a vacation rental? ---we've done reports on hoa's keeping homeowners from renting out their places... can they legally tell me what i can or can't do on my property? ---for those interested in renting out their home or part ((kirsten joyce)) >>> we'll be right back./// ((kirsten joyce)) >>> we'll be right back./// ((you're watc

phone is the great if it is along the bart line i'm curious because connor was talking about the n judah going through the tunnel and the twin peaks will that cover that area. >> it covers all underground mta property the ones currently ground and the ones built to extend the network to all the regions the above ground network is covered with the antennas it is difficult to penetrates 3 stories underground that's what we're focused on. >> so it includes the twin peaks tunnel and n judah that tunnel. >> right. >> okay. thank you. >> thank you last question might be more rhetor rhetorical can don't care to long. >> that's a good question for the city and county of san francisco and mta bart has been - it's been a shame we don't have the cellular service on the muni level what the downtown bart stations and montgomery and embarcadero the agencies have wanted to do a deal and e-mails and communications back and forth but it took i think the right amount of juice to get it over the goal line. >> thanks connor i guess (laughter) no, thank you i shouldn't take credit but director and others wer

phone is the great if it is along the bart line i'm curious because connor was talking about the n judah going through the tunnel and the twin peaks will that cover that area. >> it covers all underground mta property the ones currently ground and the ones built to extend the network to all the regions the above ground network is covered with the antennas it is difficult to penetrates 3 stories underground that's what we're focused on. >> so it includes the twin peaks tunnel and n judah that tunnel. >> right. >> okay. thank you. >> thank you last question might be more rhetor rhetorical can don't care to long. >> that's a good question for the city and county of san francisco and mta bart has been - it's been a shame we don't have the cellular service on the muni level what the downtown bart stations and montgomery and embarcadero the agencies have wanted to do a deal and e-mails and communications back and forth but it took i think the right amount of juice to get it over the goal line. >> thanks connor i guess (laughter) no, thank you i shouldn't take credit but director and others wer

(olivia judah, dental patient): "i just got my braces on last november." and her dad. and when when dr. deyton tells them about the "diy braces" trend they're in disbelief: (robert judah, olivia's father): "it sounds horrifying!" olivia says she'd rather have crooked teeth than take that risk. but there are plenty of people who are taking the risk, like this woman: natsot: youtube (dr. guy deyton, orthodontist): "i feel like after looking at this i need to go do public service announcements and warnings." and if he could- it would be this: (dr. guy deyton, orthodontist): "if you don't know how to move your teeth you could lose teeth." if you've procrastinated on getting a pumpkin.. don't worry it's not too late to pick one up! here is a list of pumpkin tc around town.. "halloween town" has two-- one at boca park in summerlin... the other is in the parking lot at galleria mall in henderson. "stu miller's pumpkin patch" is on centennial center in henderson. those are open through monday. and "gilcrease orchard's" pumpkin patch will be open today and tomorrow. that's on t

and both of the concerts ended up looking at essentially bringing you know what will be the n judah line rather than introduce the market street system farther south the analysis found the performance in terms of pulling some ridership on to a new corridor was better the farther south and existing mission bay people wouldn't think that was worth it to change trains in the subway is fulsome rather than market street we're not looking specific streets but it seems to me look the parallel service would be available. >> thank you, thank you 1932 jones nice to see you go to public comment. ladies and gentlemen, you've heard the hearing for item 4 if you want to speak come and do so utensil have 2 minutes at the podium. >> please begin. >> (speaking foreign language.) >> dear board of supervisors. >> (speaking foreign language.) >> i'm the general council of world federations from vietnam and cambodia. >> (speaking foreign language.) >> today, i'm adding in more petition forms signed by hundreds of chinese community leaders and the respected ones in chinatown. >> (speaking foreign language.) >

and both of the concerts ended up looking at essentially bringing you know what will be the n judah line rather than introduce the market street system farther south the analysis found the performance in terms of pulling some ridership on to a new corridor was better the farther south and existing mission bay people wouldn't think that was worth it to change trains in the subway is fulsome rather than market street we're not looking specific streets but it seems to me look the parallel service would be available. >> thank you, thank you 1932 jones nice to see you go to public comment. ladies and gentlemen, you've heard the hearing for item 4 if you want to speak come and do so utensil have 2 minutes at the podium. >> please begin. >> (speaking foreign language.) >> dear board of supervisors. >> (speaking foreign language.) >> i'm the general council of world federations from vietnam and cambodia. >> (speaking foreign language.) >> today, i'm adding in more petition forms signed by hundreds of chinese community leaders and the respected ones in chinatown. >> (speaking foreign language.) >

phone is the great if it is along the bart line i'm curious because connor was talking about the n judah going through the tunnel and the twin peaks will that cover that area. >> it covers all underground mta property the ones currently ground and the ones built to extend the network to all the regions the above ground network is covered with the antennas it is difficult to penetrates 3 stories underground that's what we're focused on. >> so it includes the twin peaks tunnel and n judah that tunnel. >> right. >> okay. thank you. >> thank you last question might be more rhetor rhetorical can don't care to long. >> that's a good question for the city and county of san francisco and mta bart has been - it'seen a shame we don't have the cellular service on the muni level what the downtown bart stations and montgomery and embarcadero the agencies have wanted to do a deal and e-mails and communications back and forth but it took i think the right amount of juice to get it over the goal line. >> thanks connor i guess (laughter) no, thank you i shouldn't take credit but director and others were

phone is the great if it is along the bart line i'm curious because connor was talking about the n judah going through the tunnel and the twin peaks will that cover that area. >> it covers all underground mta property the ones currently ground and the ones built to extend the network to all the regions the above ground network is covered with the antennas it is difficult to penetrates 3 stories underground that's what we're focused on. >> so it includes the twin peaks tunnel and n judah that tunnel. >> right. >> okay. thank you. >> thank you last question might be more rhetor rhetorical can don't care to long. >> that's a good question for the city and county of san francisco and mta bart has been - it's been a shame we don't have the cellular service on the muni level what the downtown bart stations and montgomery and embarcadero the agencies have wanted to do a deal and e-mails and communications back and forth but it took i think the right amount of juice to get it over the goal line. >> thanks connor i guess (laughter) no, thank you i shouldn't take credit but director and others wer

phone is the great if it is along the bart line i'm curious because connor was talking about the n judahoing through the tunnel and the twin peaks will that cover that area. >> it covers all underground mta property the ones currently ground and the ones built to extend the network to all the regions the above ground network is covered with the antennas it is difficult to penetrates 3 stories underground that's what we're focused on. >> so it includes the twin peaks tunnel and n judah that tunnel. >> right. >> okay. thank you. >> thank you last question might be more rhetor rhetorical can don't care to long. >> that's a good question for the city and county of san francisco and mta bart has been - it's been a shame we don't have the cellular service on the muni level what the downtown bart stations and montgomery and embarcadero the agencies have wanted to do a deal and e-mails and communications back and forth but it took i think the right amount of juice to get it over the goal line. >> thanks connor i guess (laughter) no, thank you i shouldn't take credit but director and others were

and both of the concerts ended up looking at essentially bringing you know what will be the n judah line rather than introduce the market street system farther south the analysis found the performance in terms of pulling some ridership on to a new corridor was better the farther south and existing mission bay people wouldn't think that was worth it to change trains in the subway is fulsome rather than market street we're not looking specific streets but it seems to me look the parallel service would be available. >> thank you, thank you 1932 jones nice to see you go to public comment. ladies and gentlemen, you've heard the hearing for item 4 if you want to speak come and do so utensil have 2 minutes at the podium. >> please begin. >> (speaking foreign language.) >> dear board of supervisors. >> (speaking foreign language.) >> i'm the general council of world federations from vietnam and cambodia. >> (speaking foreign language.) >> today, i'm adding in more petition forms signed by hundreds of chinese community leaders and the respected ones in chinatown. >> (speaking foreign language.) >

muni has done the same thing on the n-judah and says so far it's working there. >>> you could call it the super bowl of surfing. today was the opening ceremony for the titans of mavericks near half moon bay. the competition kicks off next month and for the first time, women will be included. >> there's a lot of girls that are out there on the biggest days and, you know, trying to put in the work themselves and so it's cool that they are getting honored. >> six women will compete in a one-hour heat for a $30,000 prize. the window for the main competition for men opens in november and runs until march. >>> today is the deadline for banks to make a change to protect your money. >> coming up, we discovered there's one big problem. >> a great white shark breaks into a cage with a diver inside. the close call you have to see. >> and speaking of scary, how a san jose father and son are trying to give you the ultimate price this halloween. >> and the little girl's school picture went viral. we'll meet this super northern california girl. , ,,,,,,,,,,,, hundreds of branches... in e fallout fro

phone is the great if it is along the bart line i'm curious because connor was talking about the n judah going through the tunnel and the twin peaks will that cover that area. >> it covers all underground mta property the ones currently ground and the ones built to extend the network to all the regions the above ground network is covered with the antennas it is difficult to penetrates 3 stories underground that's what we're focused on. >> so it includes the twin peaks tunnel and n judah that tunnel. >> right. >> okay. thank you. >> thank you last question might be more rhetor rhetorical can don't care to long. >> that's a good question for the city and county of san francisco and mta bart has been - it's been a shame we don't have the cellular service on the muni level what the downtown bart stations and montgomery and embarcadero the agencies have wanted to do a deal and e-mails and communications back and forth but it took i think the right amount of juice to get it over the goal line. >> thanks connor i guess (laughter) no, thank you i shouldn't take credit but director and others wer

we also are adding a judah express and as well adding a train and as ridership has continued to grow its proven to be not enough. it wasn't until september that we launched the cole valley shuttle everybody knows where hillary street is hillary street has the cole valley shu ttle and seeing an increase at i that 18% and we are seeing that the trains were running 20 minutes late were decreased by 2% and that the bunching has arranged unchanged and most importantly, the feedback that we are getting from our customers is that they are really happy. so we're getting over 500 customers better access to that and that we are just glad for your urging that the we continue to look at congestion in net rail system and on that note,that concludes my report. >>thank you. i am just wondering if there is any way thethose commuters on the n judah shuttle if there is a way if you are a savvy commuter to go another way until that shuttle is available. >>the gps would pick it up until the scheduled time would be available. and given the schedule that should improve the performance i hope. ultimately,

it's raining at judah street and balboa as well, listing toward chinatown. you can see the rain. in fact let me see if i can point this out here for you. if you are in san rafael this morning or terra linda, you will be driving 101 making tracks toward the golden gate bridge. it's raining pretty solidly and in fact let's check that out with our live weather camera and yes, there you have it. definitely slippery when wet. it's a balmy start your day. a little muggy out the door this morning but 55 in santa rosa. winds have really been breezy throughout the entire morning show. 40 miles an hour -- 14 mile an hour winds in half moon bay. estuary reporting some delays in flights over one hour due to the inclement weather. 14 in san ramon and winds will be pretty consistent during the morning -- morning hours. rain amounts linda, purporting nearly half an inch of rain. bill in arindam reported 13/100. -- .3". we are at the fringe end of the system and the core, the center of the area of low pressure is way up here. then you have this wraparound tail that's what's starting up again and

phone is the great if it is along the bart line i'm curious because connor was talking about the n judah going through the tunnel and the twin peaks will that cover that area. >> it covers all underground mta property the ones currently ground and the ones built to extend the network to all the regions the above ground network is covered with the antennas it is difficult to penetrates 3 stories underground that's what we're focused on. >> so it includes the twin peaks tunnel and n judah that tunnel. >> right. >> okay. thank you. >> thank you last question might be more rhetor rhetorical can don't care to long. >> that's a good question for the city and county of san francisco and mta bart has been - it's been a shame we don't have the cellular service on the muni level what the downtown bart stations and montgomery and embarcadero the agencies have wanted to do a deal and e-mails and communications back and forth but it took i think the right amount of juice to get it over the goal line. >> thanks connor i guess (laughter) no, thank you i shouldn't take credit but director and others wer

judah zakalik is here, peters and associates is here to explain. welcome back, sir. so much is being said about your credit score. everyone is saying it's so important. you have to make sure -- over 700, you'll be good. is there one credit score? >> no. there is hundreds of them. yeah. first of all, know >> why? >> because people need to make money. i guess people need to make money or there is different review processes for different kinds of credit. so for instance, a car loan or a home loan or unsecured debt. all these have different factors that they look at. >> so they're not all the same. >> they're not all the same. >> they all sort of factored in the same? >> no. some creditors, some potential lenders look at some credit scores differently than others. others. >> so they go to different numbers? >> yeah. they go to different numbers. you've heard of the fico score. there is well over 60 fico scores. >> there we go. just in case if you would like to sing a song later. so there is different credit scores. they all are a different numbers like 850 might be good

we are talking about donald trump's taxes with judah pulitzer prize-winning journalist, david barstowf "the new york times," and david cay johnston with the daily beast also author of the book "the making of donald trump." i want to go to donald trump talking about taxes to her republican primary debate last year at the ronald reagan library in california for. mr. trump: what i don't like him if you make $200 billion in your, you pay 10%, paying little, relatively, to someone making $50,000 year and has to hire h&r block to do the work because it is so complicated. we have had a graduated tax system for many years. iat i would like to do, and think people will like the plan, a major reduction in taxes, a major reduction for the middle class. the hedge funds guys won't like won'tght now is -- like me as much as they do right now. amy: that is donald trump talking about taxes during a republican primary debate at the ronald reagan library. your response to that, david cay johnston? he says it is unfair. >> yet another example of donald says one thing and does another. the last year that

--en septiembre, muni agreg varios tren a linea "n-judah"..bahia... lorena ---pasamos con gabriela dellan.. take gabriela live gabriela live take vo/cesar --tarifas inaanzables.. a das de iniciaras incripcion paraseguros mdicos bajo obamaca, hay preocupacin de que los das de iniciar las incripciones para seguros mcos bajobamacare, hay preocupacin de que los exorbitantes costos no sern asequibles para todos... take randy sot take vo/lorena escndalo de enÑar en laspruebase emisiones, volskwagen tendr que pagar miles de millones de dolares... enterese lo que debe hacer si es dueÑo de uno de los autos aectados. cesar votantes de californiagistro de cuando mexico envía su gente... ...ellos traen crimen... ellos son violadores. va a tener una fuerza masiva de deportación? los vamos a deportar. los vamos a capturar de una manera muy humana. y vamos a levanter un muro. todos somos californianos. yo soy tom steyer. y es hora de alzar la voz. regístratate y vota. vota. vota. nextgen california action committee es responsable del contenido de este anunci

and both of the concerts ended up looking at essentially bringing you know what will be the n judah line rather than introduce the market street system farther south the analysis found the performance in terms of pulling some ridership on to a new corridor was better the farther south and existing mission bay people wouldn't think that was worth it to change trains in the subway is fulsome rather than market street we're not looking specific streets but it seems to me look the parallel service would be available. >> thank you, thank you 1932 jones nice to see you go to public comment. ladies and gentlemen, you've heard the hearing for item 4 if you want to speak come and do so utensil have 2 minutes at the podium. >> please begin. >> (speaking foreign language.) >> dear board of supervisors. >> (speaking foreign language.) >> i'm the general council of world federations from vietnam and cambodia. >> (speaking foreign language.) >> today, i'm adding in more petition forms signed by hundreds of chinese community leaders and the respected ones in chinatown. >> (speaking foreign language.) >

intent of the general plan so let's look at how this impacts two different districts for example, n judah is only a quarter of a mile and the calculations of 20 percent looks different from the zoning district and to the tara value the 20 percent of the eating and drinking establishment in the terry valley may not matter how along the district is, however, the planning code section 303 o is not changing the calculation is three hundred linear feet from the description of the code is determines the eating and drinking code of the established area. >> so the property changes - in the general plan and replies the general policy statement, however, the concentration in section 303 o will remain since we initiated those amendment in june the department present those changes to the coalition of san francisco neighborhood on july 19th and to the small business commission and neither has substantial comments with that, we ask you adopt the amendment that will adopt the element. >> that concludes my presentation. okay. >> great opening up for public comme comment. >> great. >> be paul weber. >> go

jesus was from the tribe of judah, a true jew the son of god.illary clinton stands against evangelicals, against catholics. she stands against all godly principles. i will be voting for donald trump. host: your statement about hillary clinton standing against catholics and evangelicals, are you referring to the e-mail between her staff? caller: yes, you should know this. i voted for bill clinton when he first ran. i did not vote for him when he ran the second time mainly because of the partial-birth abortion. the baby is half born, they put a solution into a needle, poke it into the back of his neck run it up into the brain, and turn the baby's brain to mush. when he signed that into law, i thought there is no way. host: we will leave it there so that david brody can give us his thoughts. guest: connie actually represents a lot of what evangelicals are thinking. on the abortion issue, we hear this a lot. they believe donald trump will appoint pro-life supreme court nominees. they look at mike pence and they see a pro-life dedicated believer. the