the talking with julia rovner of kaiser health news. caller: a couple of quick things. i'm trying to get my point here. as far as pay more taxes for better insurance, we pay twice as much for our medical expenses. right now, i am paying about $15,000 per year for insurance and that is including medicare supplement and a blue cross blue shield thing. that's a lot of money. collegiate 200 -- i only get $239 a month for social security because i worked for the government and they penalize you if you are a government retiree, no matter how little your retirement check would be. with the issuance be so much, i pay $50,000 for insurance, i could easily pay -- $15,000 for insurance, i could be happy and have $7,500 left to my benefit. guest: that is the trade-off. those are the decisions that we need to make. are we willing to penalize -- pay the health system less, hospitals, doctors, less than they get paid now that will lower the cost of insurance and people would have more money in their pocket if they paid higher taxes and the government will provide more of the benefits