julie wolf. 9news now. >>> at 6:07. jessica doyle is here and she is watching your money. >> and she's also watching your smart phone after sandy. >> that's right. now if you've had problems with your cell phone after hurricane sandy, you are far from alone. the cell companies are still working to get the power back on to a quarter of their cell towers and resume broadband, internet and television services. the head of the fcc says cell service is only going to get worse before it gets better. many towers have been running on backup battery power fueled by generators but crews are having trouble getting to the generators because of the flooding and once the generators go down the batteries die and additional towers are expected to go dark. >>> in the meantime, questions are being raised if the federal emergency management agency or fema has enough money on hand to cover flood damage if the storm. flood damage alone is estimated in the billions of dollars and fema runs the federal flood insurance program so it picks up t