tom: jurrien timmer, thank you.a, i look at where we are with the fidelity mantra and a really wonder about equity forward, do you go over diversified, do you go more focused diversified like years ago or even the fidelity 50 fund? huge debate about this. lisa: a lot of people have been calling for that death of that 60/40 portfolio for some time yet it has been consistent. i do what what people so we are entering a new inflationary regime, what is changed demographically from a debt load perspective, innovation perspective that can lead to that kind of inflation? right now the market is buying that story but -- matt: modern monetary theory. lisa: but we are not necessarily saying that what the velocity of money. not with respect to wages. not say where not going to. tom, to me this is one of the questions. tom: to me it is fascinating. so much of this is about what you do with your portfolio ford given all of the easy money that has been made for a select few. chair yellen still active as secretary yellen and his f