michael, going to bright horizons and kaelin going to germantown academy.at day with the trent family here in east norriton, back to you in the studio. >>> wish them best of luck. they have a couple cuties there, thanks. >>> 6:36. public school students in philadelphia will have nearly 200,000 new books to read. district teachers spent yesterday unpacking those books. they will be distributed to 500 classrooms, in 40 different schools. thinks all part of the investment by the william penn and lenfest foundation, aimed at aimed the improving, kids from kindergarten to third grade. >>> students heading back to school, thinks also a great opportunity to review core financial topics. it is also national life insurance awareness month. we have it all to discuss here. cbs news business analyst jill schlesinger wants to talk about this complicated emotional topic, good morning, jill. >> who needs life insurance and how much is enough. >> so those whose untimely death would cause a financial hardship for their survivors are people who need to create liquidity for t