but even at the places kalmanson does insure, where he makes house call inspections, he finds problems. >> the animals gone. and at 2:00 in the morning, you don't know when until 6:00 or 7:00, when you're back in the field. >> reporter: when you go on inspections, do you find that people are way in over their head? >> a lot of people do. they want the animal. they want the baby. they want to have a tiger, leopard, et cetera. and i don't think they take enough safeguards to preserve the animal and do it right. >> reporter: kalmanson owns 27 lions and tigers, pacing back and forth all night long. his own florida ranch, shows us what we're looking at. that potentially dangerous mix of safari and suburbia. and just across the street, 700 homes and a golf course. >> galvanized pipe. we have cables coming across. metal bars coming across. >> reporter: what's the range of costs of these cages? >> you can put a cage up over a weekend, $5,000. >> reporter: per cage? per animal? >> yeah. >> reporter: cash is often the most significant barrier to safety. most owners of these so-called safety are