john kanas. >> we've completely restructured the company. it is-- it is structured today with new employees and new technology and new products and services geared almost exclusively to small business people and local consumers in the florida market. so it's, in our view, a far more profitable strategy, a far safer strategy. >> susie: john, what time of bank do you want b.k.u. to be? >> if you're running a small business in the outskirts of miami and you need to borrow $300,000 to run your business or a commercial mortgage on your property, you would bank at b.k.u.. >> susie: you are operating in the miami area, which still is struggling with a weak economy, high unemployment. so who are you going to be lending to? who are going to be your borrowers? >> surprisingly embedded in that there are companies that made it through the recent downstubborn that may in fact be dealing with banks who fared worse than they are. judging by the early returns and by the growth that we've had so far, we are able to unearth a tremendous amount, a tremendous n

we'll talk with its c.e.o., john kanas, tomorrow. he invested $23 million of his own money in the bank when it was bought by private equity firms, including w.l. ross, blackstone and carlyle group in 2009. >> susie: with high unemployment and a shaky outlook for housing, you'd think consumers would stay away from stores and stop shopping altogether. but last month, shoppers were out in force, ringing up the best holiday season in four years. tonight's commentator says there's a good reason for it. he's bernard baumohl, chief global economist at the economic outlook group. >> the year 2010 left us with a tantalizing puzzle. we know the job numbers were awful, the worst in nearly 30 years. and yet, even with such a dismal job market, americans were enthusiastic shoppers. retail sales rebounded by the most in more than a decade. you would think high joblessness would temper household spending, but it didn't, and it's worthwhile pondering why. there is new evidence the u.s. has a thriving underground economy. by underground economy, i'm

. >> there's a new beverage out of santa cruz county called kana cola.carbon nated drink with an infusion of pot. the growing controversy over edible marijuana products. >> these days medical marijuana edibles go beyond the traditional brownies and include cheese crackers, funny honey and even beverage. a line with names like leisurely lemonade, compassionate fruit punch and galaxy. >> this is the equivalent to this much smokeable marijuana. >> clay butler is launching a new drink in colorado next month with the possibility of future sales in california. even though this line has about a third of the marijuana potency, the cool look and marketing style is generating controversy. bob cook is a regional director with the state bureau of narcotics enforcement. >> appears to be a legitimate form of medication, not a soda pop that children can he'sly confuse with real soda pop. >> he runs one of one00 medical marijuana dispensaries. he says it's important to him that all edible products are clearly marked and adults need to store them as they would any prescr