karen cavenaugh is senior market strategist with voya investment management. karen, good to have you with us. you say that earnings growth is actually going to be down year over year, but not as bad as the most dire forecast. what's working? >> that's correct. i don't think that we are going to get that negative growth that we were expecting. we still will have negative growth. what's working is that things we were worried about have subsided. the dollar is getting weaker. oil is going up. and the fed is remaining accommodative. that's good news for stocks. in terms of sectors, karen, have there been surprises the financials have been a worry for a lot of people certainly. the big banks. have there been surprises in different sectors that you've been impressed with? >> well, energy financials, not good. however, the consumer discretionary sector is holding up very well and that's because we have a strong consumer. >> what do you see going into the next quarter, next two quarters here? why do you say you think we're turning a corner here, that the worst is going