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karen finney here for the answer.e you here. >> thank you so much. >> you were in the industry for 20 years. what did you see and why did you come forth? >> i've been in the industry for two decades start willie geist humana. two things i gradually began to understand how insurance companies make money. to do that and meet wall street expectations they have to get rid of risk. often they will take action toss cut people off, whether they have individual insurance or small employers. they call it purging in the industry. >> how do they do that? how do you percentage someone like me who has had three knee surgeries in the last four or five years. >> if you are in the individual market, going for another surgery, look at the application you filled out when you applied for insurance, see if you might not have disclosed something that indicated you had a knee problem. if if they thought you had not disclosed it, they would cancel your policy even if you had been paying and paying for years on time. another way, you work fo

karen finney is still bus.of all, banks were cheating people that hadn't done anything wrong so the president had overwhelming public support for doing something about this and he and the congress passed a very strong law, good mirs step. as of today, just like you said, banks have to give us a warning, at least one billing statement, that is what the 45 instead of 15 days is, whenever they are going to change the terms adversary to give us the right to cancel the card. second, they have to mail the bills at least three weeks in advance because they are all tricking us by mailing the bills at the last minute and having them due on a sunday and not charging us a late fee but increasing our interest rate as well. then in february, more parts of the law take effect where it becomes illegal to raise interest rates -- i'm sorry, to raise interest rates on late payments unless you've been 60 days late. no more university default claiming you were late to somebody else. that takes effect next year. the banks claim we

jonathan cape cart, karen finney. back with us in person. lovely, each one lovelier than the next, shall we say. bill, i will begin with you. first off, your thoughts on the president's decision, period. >> i don't think it is surprising. we have chosen to go down the path of the hairful dog that bit us, if you will. the policy for the last 20 years has been print money, print too much money, cause a bubble. have a collapse. print more money and we are back on that path which i think we were going to be on. we can argue whether or not we should have gone down the path but this is the one we have chosen. fairly slam dunk they would reappoint bernanke. >> i think that's exactly right. politically speaking, i mean, take -- politically speaking he really had to do this in order to -- couldn't take on another battle. let's be honest. trying to -- insert his own person. and also, this kind of gives him a little bit of a sense of stability with the gop and he can take them on another front and -- also helps him with the moderate republicans and ind

i'm pleased to have back karen finney. she is smiling already. i'm smiling already. democratic strategist and former press secretary to hillary clinton. a ton to talk about. >> yeah. a lot going on this august. >> not a quiet vacation. only august some. >> no. the truth is when presidents go on vacation, it really is always a working vacation because it's not like you can just kind of, you know, check all of that stuff at the door and forget about it for a week. >> you've done this before. you've gone with the clintons when president clinton was in office to martha's vineyard. what is it like? what are some of the roles and assignments from the staffers? i understand you had unusual roles as a staffer? >> we did. one of my jobs one year was to hang out with chelsea clinton a little bit. you got literally hundreds of reporters on a small island with not a lot to cover. so when she would kind of break off from her parents they wanted to make sure there was somebody there to run interference. >> from the evil press people? >> she was a teenager, but it is interesting. a

karen finney is like my secret service. >>> gentlemen, ahead on the "morning meeting," the 11-year-oldto-toe interviewing the powerful and the famous, now snags the biggest whale of them all. we have this determined young man live at the "morning meeting" to talk about his interview, one-on-one, with the president. so many arthritis pain relievers -- i just want fewer pills and relief that lasts all day. take 2 extra strength tylenol every 4 to 6 hours?!? taking 8 pills a day... and if i take it for 10 days -- that's 80 pills. just 2 aleve can last all day. perfect. choose aleve and you can be taking four times... fewer pills than extra strength tylenol. just 2 aleve have the strength to relieve arthritis pain all day. long summer days and not enough sleep. what i wouldn't do for a do-over. (announcer) new neutrogena total skin renewal. gentle exfoliating puffs and micro-vibrations speed surface cell turnover. it's clinically tested to help undo the look of a year's worth of skin aging in just one week. that summer of sun? i just made it disappear. (announcer) new total skin renewal. n

let's bring in karen finney, and doug hyde. ferent tone as we're watching claire mccaskill and watching the president's town hall. karen, what's your take? >> look, i think in both snass, what's good to see is people are actually getting to ask their questions. what we saw earlier this week was so destructive, because people weren't getting asked questions, but they were shouted at, and there were levels of violence between people who were there to ask questions. this is tough. i think people have questions. i think the president did a wonderful job of resetting the agenda and making it clear what we're talking about, what we're not talking about. the questions that senator mccaskill is getting indicate to me the kinds of misinformation that have been out there about what the bill does and what it wouldn't do. >> i would ask, doug, do you think that both of those situations were real? i mean, that's one of the biggest questions that i think viewers out there have is they've heard about so many things being staged, especially whe

my favorite line of the day, mike, comes from former dnc committee communications director karen finney on politico. she says obama has to talk the fine line between explaining and complaining. >> that's exactly right. we should mention one caveat to all of this, and it's something republicans have not been bashful about pointing out today, is that the reason -- one of the reasons why these job numbers ticked down a little bit, the unemployment rate ticked down, is because a lot of people have simply given up and they're not being counted as job seekers and that contributed somewhat to the fact that the unemployment rate actually decreased in this last month of july. >> yeah. good point. all right, mike viqueira, thanks, as always. >> certainly. >>> monica, the anger, despite the good economic news, there's still all that anger over health kab a care and it's reaching a fever pitch just as congress heads home for their summer recess. now it was tampa, florida, last night and a crowd attempting to get into a packed meeting which turned into a shoving match with some people being forced o

institute of liberty and joining us from democratic strategist and former dnc communications chair karen finneyter, you and i have talked on and off the last several days about whether there is conservative revitalization going on or whether the birthers and sarah palin's comments and other things where they become unhinged. your thoughts? >> the birthers are not part of the conservative movement. they're a small fringe. it's a distraction from the real issue. i think that the conservatives have come back to life fighting the obama administration on the stimulus, fighting them on the cap and trade national energy tax and fighting them on this haermt reform health care reform that is leading to rationinger wait times and denial of care and all kinds of problems. the people at the town hall meetings are coming out saying we don't like this. >> karen, what do you hear when you hear sarah palin who was the party's vice president ial and talking about death panels? >> right. it's outrageous. everything that peter just said in terms of the criticism of the health care plan is the same playbook we hea

. >> joining the conversation as it were, brad blakeman, republican strategist and karen finney is a for me. >> i'd run! i'm kidding. >> how would you counsel them? where do you think the democrats are the weakest right now going into 2010 and 2012? >> going into 2010, this you're going to see there needs to be a check on the democratic congress and democratic president is their strongest message. obviously, if democrats aren't able to show they have been able to deliver i think they could be vulnerable to that message. going to twelve, a lot is having a republican candidate who has a message. part of the problem with the republican party you have the far right wing of the base and the rest of the party is really sort of in disarray and not one clear leader. someone who seems to be able to sort of bring together those desperate factions on the right but then still have some appeal to the middle of the country with fiscally sound message which is something we've not seen from republicans in some time, i think that would be important and kind of platform to run on. >> bradley, one of th

>> let's bring in our panel, karen finney and contessa brewer and david goodwin and joe watkins is also and joe, i'll start with you. i'll ask you the same question. i'm not getting into. listen, i consider rush limbaugh to be a genius businessman who may well be a liability to conversation, but what the heck. you know, you throw the nazis around, you get on tv, they send you money, he doesn't care. how do the republicans do something slightly more productive than certainly what somebody like this, a conservative voice like limbaugh is offering up which is look at me, i'll draw in my cartoon, a swastika over some american imagery? good for money, not good for the country. how do we make it better? >> well, one of the ways that you make it better is by just telling the truth about the legislation. you've got congressmen like the congressman from new hampshire who says that he hasn't read the legislation. the health care legislation. that's the case, unfortunately, for most of the democratic members of congress who are supporting it. but the reality is if you look at something like sectio

brian williams in the house and karen finney and carlos watson is on msnbc after this. pollen.on. but nasonex relief may i say... bee-utiful! prescription nasonex is proven to help relieve indoor and outdoor nasal allergy symptoms like congestion, runny and itchy nose and sneezing. (announcer) side effects were generally mild and included headache. viral infection, sore throat, nosebleeds and coughing. ask your doctor about symptom relief with nasonex. and save up to $15 off your refills. go to nasonex.com for details, terms and conditions. gvvo: when you can serve yourat family breakfast from walmart, vo: for a little over $2 a person. mom: just one breakfast a week and the savings really add up. save money. live better. walmart. but i did. you need to talk to your doctor about aspirin. you need to be your own advocate. be sure to talk to your doctor before you begin an aspirin regimen. you take care of your kids, now it's time to take care of yourself. people notice my devotion to family. people notice my love for animals. my smile. my passion for teaching. my cool car. peopl

carlos watson picks up msnbc live and karen finney is with him, in fact, after this. pollen.e, i did not like suffering from nasal allergy symptoms like congestion. but nasonex relief may i say... bee-utiful! prescription nasonex is proven to help relieve indoor and outdoor nasal allergy symptoms like congestion, runny and itchy nose and sneezing. (announcer) side effects were generally mild and included headache. viral infection, sore throat, nosebleeds and coughing. ask your doctor about symptom relief with nasonex. and save up to $15 off your refills. go to nasonex.com for details, terms and conditions. >>> good morning. welcome to a brand-new hour of msnbc live. i'm carlos watson. >>> right now msnbc, an' emotional homecoming for two journalist after harrowing five months in north korea. >> we knew instantly in our hearts that the nightmare of our lives was finally coming to an end and, now, we stand here home and free. >>> we've got disturbing diary entries from an alleged gunman. the alleged gunman who opened fire inside a health club outside prt killing three women and

karen finney is also with me as we wait for anne to prepare herself.we were talking about this as we were watching chris matthews and the people talking about this, that this opens up a string of wounds in terms of the lost leaders that preceded ted kennedy and for those for whom ted kennedy carried the torch, not only his brothers but those who aspired to the value systems that he and his brothers represented. >> that's very true. at the convention, the democratic convention last summer, there was that -- this feeling that might be one of the last times we really saw him in that arena. this morning, i was reflecting that i was so glad that he got that moment to be there and feel the love of the party and the appreciation of the party because there was this sense that when he passed, you know, we would lose a generation of leadership and that it would reopen those wounds as you and i were talking about. >> and now with us in hyannisport is ann. good morning, ann. >> good morning, dylan. i was struck by listening to the president on a couple of remarks

former communications director for the dnc, karen finney and republican strategist, frank donatelli.uys, thanks very much for coming in. is his plan working, frank? >> well, listen, we all hope that the economy is turning around, wolf, and it's gratifying that the number is -- the unemployment number is slightly lower this month. i do say, though, that the biggest problem still is job creation. and as long as the president continues to pursue a policy of higher taxes and higher employer mandates on potential -- on the private sector, i think job creation is going to lag. >> it's way too early to declare mission accomplished, karen, isn't it? >> absolutely. i mean, look, i think the president and the administration across the board has really been trying to strike that balance between, you know, being sort of cautiously optimistic and stressing that if we are nearing -- you know, we are in the beginning potentially of the end, we are nowhere near the end, but then also recognizing, you know, we can have these discussions about, you know, sort of various economic indicator, but until p

. >>> while the health care battle heats up, let's bring in karen finney and tom davis. former president bill clinton in an e-mail to fund-raisers is weighing in on this now. i want you to hear this. he says it seems like the 1993 health care debate all over again, just as i did in 1993, president obama has run into a buzz saw of special interest opposition to his domestic policy priority, health care. simply put, they're at it again. is this helpful for president clinton to weigh in on the health care reform debate? >> i think it is because it reminds people what's at stake and that we've been this close once before or close once before only to see it attacked with misinformation. and august is really going to be a very critical moment in this campaign for health care reform. the grassroots on the progressive side and people who want real health care reform have really got to get out in august and make their voices heard. i think reminding people that we've been here before and we've let that moment slip away and we don't want to let that happen again is a good thing to