my name is karen joe bear. the vice-president for the aciu local 10-1, from the hospital in san francisco. i stand here today to ask that you deny this $15 million rate increase. as being a member of kaiser for over 49 years, what the members and workers of san francisco have faced and struggles and sacrificed for the last 4 years and kaiser can have increases and increases. the workers have done what kaiser said in their model of thrive, they thrive with less and made it work. that's what san francisco does. we thrive with less because we believe in being healthy, we believe in helping others. kaiser doesn't even want to let us know how they come up with this rate increase. transparentcy is what we are talking about. thank you for asking the key question. the key question is if we don't approve this, will you stop taking care of our members? it seems the representative from kaiser said they would continue. so that let's me know that my 49 years of being with kaiser will continue. i ask you to think of the memb