you've got to have a cash reserve. >> karen lee, you gave wonderful advice. >> thank you. >> a pleasurerson. >> you too. >> thank you very much. we should tell you next week karen will talk more about getting professional help for your finances. right? >> yes. >> and more information by reading karen's book. i love the title. "it's just money." why does it cause so many problems? doesn't talk to you like that. i just talk to you. reach karen at karen lee and associates.com. >>> well, something else that can cause stress, cooking dinner after a long day at work. and in today's health for her we meet a doctor who is spreading her message about making smart food choices in a very unique way. here is elizabeth cohen. >> better help for better life, the doctor's motto and she is spreading the word through cooking. >> tofu has no flavor by itself. sheench . >> reporter: when she realized her patients weren't getting the message she and her husband started a free cooking class to show them. >> we're just showing you there is a different way. >> reporter: she says americans have the worst diets

karen lee, always good to see you. thank you so much for making us smarter. can get more information by reading karen's new book "it's just money, so why does it cause so many problems" or reach her at karenleeandassociates.com vrnlths whether you want to go back to school or jump start your career, we have information that might be able to help you out. at 4:00 our lifestyle coach valerie burton will have tips you need to know. what do you think of the idea of going back to school while you're working or ditching the work to go back to school. send me your thoughts on facebook or twitter. so i'm donating them. not going back there again. good for you! how'd you do it? eating right, whole grain. whole grain? whole grain. [ female announcer ] people who choose more whole grain tend to weigh less than those who don't... multigrain cheerios has five whole grains and 110 lightly sweetened calories per serving... more grains. less you! multigrain cheerios. >>> do the number of embryos use during in vitro fertilization put a baby's health at risk. elizabeth cohen ha

we have got help for you from our financial expert karen lee up next. new voter laws that could affect you. we'll run through some of them. it's the little things in life that make me smile. spending the day with my niece. i don't use super poligrip for hold because my dentures fit well. before those little pieces would get in between my dentures and my gum and it was uncomfortable. even well-fitting dentures let in food particles. super poligrip is zinc free. with just a few dabs, it's clinically proven to seal out more food particles so you're more comfortable and confident while you eat. so it's not about keeping my dentures in, it's about keeping the food particles out. [ charlie ] try zinc free super poligrip. it's real milk full of calcium and vitamin d. and tastes simply delicious. for those of us with lactose intolerance... lactaid® milk. the original 100% lactose-free milk. >>> a look at our top stories now. a mild earthquake shook eastern ohio yesterday. it registered about 4.0 and struck about a week after a smaller quake rattled the same are

karen lee. good to see you. >> good to see you too. >> we're talking about needing blueprints or a plan moving forward. you're always big on plans. >> i don't know if you know, i have an undergraduate degree in architecture -- >> woman of all trades. >> in the 20 years i've been doing financial planning, i've always used the house analogy, i'm happy to share it with your audience. if i were an architect and building a house for you, we'd lay out a plan, and the plan would look at what resources we're working with. your finances, what you own and what you owe, what you earn, what you spend. but ultimately with the house, i'd ask you, tell me what it's going to look like. one story or two, is it brick? same thing, tell me what your dreams are, your goals, five years, ten years. >> long-term. >> you got it. so absolutely start with a plan. and then when we break ground, what's the very first thing i would do? >> got to have that foundation. >> strong foundation. i will tell you, it's the number one