karin caifa has the latest. >> reporter: gone are the days of credit companies setting up shop on college campuses with freebies for setting up thanks to the credit card accountability responsibility and disclosure act that took effect in 2010 which put a halt to marketing to students within 1,000 feet of campus. the same law stopped companies from issuing cards to young people under age 21 unless they have the income or cosigner. but when used properly managing a credit card can help studentswith positive money lessons. experts at credit.com recommend reviewing important points before putting a credit card in a student's wallet. that includes the card interest rate, late fees, over limit fees and annual fees and penalties for missed payments. the simplest thing to do is pay on time. payment history accounts for 35% of a credit score. and credit card offers are starting to pop up in a place where students spend a lot of time. social media. so make sure your student knows what he or she is really signing up for. for consumer watch, i am carei caifa. >> we are minutes away from -- karin cai

karin caifa takes a look. 3 that time between an apple iphone launch and the day the gadget hits storesdering whether the new device is worth the time spent braving the crowds, or the aaount of cash to jumpp from one carrier to another. such is the debate in the minds of many smartphoneeusers right now, one that could stretch until thh iphone 5 arrives in stores september 21st.why so much ado about apple? they really did invent thht entire experience that we take for granted today. just the fluidity of being able to touch your contacts and scroll through a list of music or have a full web browser on that no manufacturer in the - world was doing before apple. and those arr things apple has done on every version of the iphone so tech experts say some consumers may not miss too much by skipping thh iphone 5. if you have an iphone 4s, this may not be a necessary upgrade for you, because when the software comes out, you'll get a llt of the enhancements that the new phone will have in the software, which is free. but if you have anything older than an iphon

i'm karin caifa, and you're now clicked in..script----- "spiderman" is back at it again. again.how long it took the famous french daredevil to &pclimb his latest obstacle. been shopping so smart, cash back with your freedom card getting cash back on what? close shave and haircut fan for the ceiling. you're gonna cool off that hoooounddd! tonight you gotta get your cash back, on new slacks. use freedom on lunch with jack. everybody get! everybody get! get your cash back. chase freedom.

karin caifa looks at the best app for those road trips. >> reporter: for those trying to get a glimpse of throws colors, an app can point you in the right direction. the leaf keeper app shows you which regions are turning. users can upload photos and add their own report. you know they're pretty but what are you looking at? it can identify leaves, bark and fruit. we snap lets leaf hunters snap photos and match it with the right species. if hiking is in your plan, the all trails app searches more than 30,000 paths to find one near you with reviews from people who have blazed the trail b if football is what you're looking for, try an app like the sports bar finder or the fan finder. they locate the closest watering hole with your game on tap. >> mitt romney is certainly taking some knoc in the last couple of weeks. so what do people have to say as he releases his tax return? e what romney earned and paid in saxes and hear reaction from the obama campaign coming up. you. we know you. we know you have to rise early... and work late, with not enough sleep in between. how you sometimes need

friday that arrests had been made in connection with those killings in benghazi.in washington, i'm karin caifaearlier we told you about how prince george's couuty has keep an eye on speed cameras. cameras. they are doing it speed cameras.and tonight e we're asking if you think that's a smart idea. idea.frances writes on our facebook page...."yes. catch vandals."but xavier writes..."cameras on cameras on cameras. the idiocy will never end." a biggresponse on this one.... and a lot of interesting opinions. go to fox-baltimooe dot com anddtell us what you think. you can also sound off through facebook. send us a tweet.. at foxbaltimore. and you can text your answer to 45203. fox45b for no. 3 the new search tool on google...... that involves ákevin baconá...when we come back &p3 --adblib weather tz-- what's your ábacon-nection?áthis week... google is oot with an interesting new feature... called "the bacon number." number."it... calculates... any actors' degreee of separation... to actor... kevin bacon... / since... the bacon... is believed to be linked... to... every other actor.../ by... at... á

as karin caifa explains...outlook for holiday hiring looks aalittle more merry and bright than in 3 the outlook for holiday job seekers looks slightly more promissng in 20-122than it did last year, but still well below pre-year, but still thaan it did last promiiing inn20-12 slightly more seekerr looks the outtook for holiday joo - seekers looks sliggtly more &ppromising inn20-12 than it did last year, bbt still well beloo pre-recession numbers. that's according to a forecast christmas. among the majorr- piring -- -- toys r us plans to hire 45,000 holiday workers, 5,000 more than last year..-- kohl's, more than 52,000, up 10 percent over 2011. -- walmart, 50,000. -- and target, between 80 and 90,000, sliggtly looer than last year, the retailer says, because they've hired morr permanent workers. oliday job seekers should lookkoutsidee kohl's will add another 5,700 positions at its distriiution 55000 seasonal workers. the n - also hire extra hands to keep up wwth the holiday rush. start your research early. appli

i'm karin caifa and you're now, coming up... - an investigation is underway...everal baltimore schools.why there's reason to believe... widespread cheating was ttking place. you're watching fox 45 morning news.. all local.. alll morning. henson, big day -- we're gonna fly to jersey, then mexico, china and france. you're going to travel through so many time zones, you're going to have jet lag for months. now sink your teeth into that big n' toasted if you're ready to soar. good. exits are here, here, and here. a big day calls for the big n' toasted breakfast sandwich, with fried eggs, cherrywood smoked bacon, and cheese, stacked high on texas toast. grab yours at dunkin' donuts. it's a breakfast favorite. start your big day with a big n' toasted breakfast sandwich from dunkin'. targeting america.new information on the violence at u-s embassies overseas...on 3 3 3 3 fiber map 3 this morning... investigators are trying to determine whatt caused a fatal fire in northwest baltimore. baltimore.it happened early yesterday morning... killing one man and injuring two fir

i'm karin caifa, and you're now, clicked in. 3 helping to make bbltimore better place to live.how theseth vadar and batman were down at the inner harbor today...okay not really... what all these people were doing dressed up downtown.. coming up. 3 take "super fan"... to a whooe new level.how to accessorize for this season's ravens games... monday on fox45 morning news. [ engine revs ] [ male announcer ] you know what that is? that's the sound of a mid-sized sedan that doesn't whine when you step on the gas. that's the most powerful v-6 engine in its class that also gets 29 miles per gallon on the highway. it's a very rare bird indeed. that's why we put wings on it. ♪ 3

for consumer watch, i'm karin caifa. a familiaa face... is coming to "glee." "glee."ng/dancg singing/dancingthe role actress kate hudson will play... durrng tonight's season premiere.you're watching fox 45 morning news.. all local.. all morning. ((brea -o's tied for first going into the last 3 game against tampa-looking to sweep the series-looking to sweep tampa-looking to sweep the series 3 3 map fiber 395map 3 map395map 3 the 15-year-old charged with shooting another student at perry hall high school ... appears before a judge today for a bail hearing. tom rodgers is here with more on the charges he's facing... as well as a look at today's other toppstories.good morning,,tom. robert gladden is indicted with nine counts of attempted first-degree murder and other counts of assault... plus reckless endannerment. endangerment.on august 27th... pplice say gladden brought a double-barrel shotgun into the school nd shot a 17-year-old speciallneeds student in the lower back.gladden shot a second round off just as he was being detained y a guidance counselor. bullyyng is sai