if i can ask katherine dodd to come up. >> thank you. i'm director of health service system. i want to take this opportunity to say this is the first anniversary of health-care reform, march 23rd, it was signed into law by president obama. people often ask how much health care a formal cost health services system, because we already cover dependents at age 25, adding dependents of to age 26 was not a significant cost to us. it's limiting the copays for preventative visits was not a significant cost, but we increased copays the year before. health care reform is not costing san francisco a significant amount. but it will in the long run preserve the medicare trust fund. without that, we would not be able to afford retiree health care. is a celebratory day. in san francisco, we have been providing benefits since 1937. we also provide benefits for the school district, the community college and superior courts. our membership is divided between -- divide between 70% of active member and 30% of retirees. the health service board has been very aggressive in the last two years in te