. >> my name is kathleen baker. i work part time in the real estate industry here in denver. and i've had an individual health insurance policy for the last six years. i'm insured with kaiser permanente and i've found the quality of their care to be perfect. excellent. in many ways, better than i could have expected. i'm a fairly healthy person, so most of all, i go to them once a year for my annual visit. the few times i've needed to see them in addition to that, they've always been very responsive. i was planning to keep this plan for the future. i had hoped, that as had been said, that if you had an existing policy that you were happy with that you could keep it. i, of course, was one of the millions of americans who got a letter that said my policy was not one of those that i could keep. because of the affordable care act, your current policy will end december 31. they gave me what my options were. they told me in that letter, which policy going forward they thought was the most comparable to the one i had historically. the differences in the plan that is available to me