take this exchange with kathleen selius over rising premiums. >> i think premiums are likely to go upgo up at a smaller pace than what we have seen since 2010. they are far less than what was before the passage of the affordable care act. neil: let me translate. sure, you're going to continue to pay through the nose. the grateful you'r you are not g to be paying as much through the nose as you thought you might be. it is called settling, folks. i call it surrendering, folks. and i see a pattern here, folks. we will still pay a ransom but not as much as we could have. who will still have an anemic recovery but counter blessings at least we are not a depression. the grateful they are not trillion dollars deficits. you see this pattern, right? bad is the new good because it is better than awful which is the new baseline. we're so grateful if any bit of good news that comes up. this is twisted but this is happening again and again. we have gone from health care for every single american to health care that still won't cover 30 million americans. ttwo covering every pre-existing condition