kathy greenlee was the assistant secretary of aging and the administrator for thrifty living. did i get that right? [laughter] we have lindsay goldman from new york city, where we all want to go now, was going to talk to us about the age-from the community effort that is going on in new york and i understand some other communities across the country. so, i am really struggling not to hear gloom and doom because i know that the report has outlined so many of the challenges that are facing us going forward. we're going to change all that with this panel. we are here to tell you that all is not gloom and doom. many of us, including the wonderful women with me today and organizations they are associated with, are aware of these challenges, are working very proactively within their organization and across the country to find tried and true ways to address these challenges, as well as coming up with more innovative solutions. our goal here today for the rest of the panel is to try to make you feel more optimistic