katie nixon is cio of northern truth. is it a buying opportunity. facebook down 16% in a month, amazon and yahoo! down 12%. google, expedia, ebay, all down in about the 8% range, so ladies, i'll put it to you first, kristina, is this a time to step in and get some of those quality names if you're a longer-term investor? >> absolute lid. if you have a long enough time horizon, this is a terrific opportunity, particularly with the technology sector. that's because we're seeing a very significant amount of earnings growth there. we also see tech companies have the highest level of cash on their balance sheets. so they're fundamentally sound, they have a lot of cash to deploy. they could be reinvesting in their businesses. actually, over the last ten years, tech companies have been the highest dividend growers, and that could continue because of those cash levels. also, relative to historical levels, valuations are not bad for tech stocks. >> katie, do you agree with that in general? >> i agree, sue. i would add within more thing. that is that most tech