i'm kay walker i am very much against what i know of the download fund as an investment it didn't seem like it will be yielding much although there are things discussed not on the mayors housing web page that has to do with it is a second also takes thirty years before the person that gets the loan pays it off and doesn't seem like there's an interest this is limited to a certain amount of profit and fourth it's a loiter and chances are most think won't win the lottery i've been in the programs a couple of times and it is he will on who's also for the consumer you go to turn in your application and half the time there's nobody there this is like really hard one side people you know that are on public transportation like a myself that are seniors and takes an hour to get there or the person like doing the showing says their supposed to be there to closings we have too many applications and 6 people are standing there i think this is a terrible program to be investing in i too am for affordable housing this is not 2350b8 with i look at the whose k34u9d now up to 190650 percent of ami and