. >> kelly martin and her husband found the perfect home and moved in request a lease to own contract. >> it was a beautiful spot on the water. everything we dreamed of having. >> last month the landlord broke the new, the flood insurance is expected to quadruple to $10,000 a year under the new law. >> we were forced out. there's no way we could have afforded it. >> the martins moved into the house they left. a place converted into kelly's animal boarding business. for that home they'll face higher insurance payments. >> my generations and friends had to leave. >> coastal areas are not the only place that could feel the affects of the new law. flood zones have been re-zoned. it affects the north-east where communities are rebuilding after superstorm sandy. >> some are forced to cut down on premiums, others are forced to give up their home. >> i'll be forced to sell out, move to a place i can afford to live. >> errol knows the reality. between home owners and flood insurance, he forks out there 13 grand, before the new law increases his premiums. >> if your insurance doubles, what does

. >> reporter: so the martins moved back into the house they left. a place they had converted into kelly'snimal boarding business. even for that home they will face higher insurance payments. >> all of my friends had to leave because it's too expensive to live here. >> reporter: the federal emergency management agency has redrawn flood zones nationwide that will effect places like colorado and the northeast where communities are still rebuilding after superstorm sandy. while some people may will forced to cut down on other expenses, others may be forced to give up their homes all together, one way or another. >> i would be forced to sell my house and move out. move to a place where i can afford to live. >> reporter: he knows the reality. right now between homeowners and flood insurance he folks out 13 grand a year, that's before the new law increases his premiums. if your insurance doubles what does that do to you? >> i can't pay it. i feel the government don't care about the poor people. >> reporter: there is now bipartisan legislation to delay the act for four years, but that's little co

. >> three years ago, kelly martin and her husband found the perfect home, and moved in with the leaseo own contract. >> it was a beautiful spot. >> the flood insurance is expected to quadruple to $10,000 a year under a new federal law called the bigger waters act. >> we forced out. this' no way we could have aforted it. >> so the martins moved back into the house they left, the place they had converted into kelly's animal boarding business, even for that home, they will face higher insurance payments. >> my generation, my friends, all had to leave because it is just too expensive to liver here. >> coastal areas are not the only location that could feel the impact, the management agency has redrawn flood zones that will effect areas like colorado, where floodwaters swept through in september. and the northeast where communities are still rebuilding after last year's super storm sandy. >> while some people may be forced to cut down on other expenses to pay the higher them i ams otherred may be forced to give up their homes all together, one way or another. >> i may be forced to sell my

there's nowhere to go. >> for kelly martin, it's an option she doesn't want to consider.e'll have to pay it. we'll have to figure out a way to make more money to pay it. >> but there's on so much you can pay before you have to pack up and leave. >> good morning, i'm mark morgan. the oklahoma city thunder hitting their stride. they received bad news yesterday. starting point guard russell west brook will be lost in february due to knee surgery. the procedure was performed yesterday. west brook has been stellar, averaging 21 points, seven assists and six rebounds at the time of the injury. kevin durant leading the way. a second quarter against them. oklahoma city kicks to reggie jackson for three. more durant coming up. posting up, fade away. 20 from the field. he had 34 points. durant will find durant. one final second. >> josh mcroberts for the win. thunder escaped 89-85. the defending champion heat on the road coming in with a 6-day winning streak. over his head to lebron. it's a windmill dunk. >> easy to lebron. >> rudy gay ties it up. final seconds. game is tide. lebro

in directly ahead mismegyn kelly on why she is so passionate about obamacare. lauer ingraham on msnbc on firing martinr. those reports upcoming. they can see the light of a single candle. your eyes are amazing. look after them with centrum silver. multivitamins with lutein and vitamins a, c, and e to support healthy eyes and packed with key nutrients to support your heart and brain, too. centrum silver. for the most amazing parts of you. >>> in the impact segment tonight, as we told you in the talking points memo chris christie moderate leading the pack analysis by the real clear organization. joining us from class former presidential candidate rick santorum now the ceo echo light studios produces films for families of faith. the republican party, do you see it coming together? i mean, you know, governor palin says we have to come together. there is an awful lot of sniping still going on. >> yeah. you you know, there is a lot of sniping going on because, you you know, we are in a party that believe it or not is the big ten party in america. we are the ones that have a lot of diversity in our party as

kelly. this was a very smooth exit. sinatra, dean martineen as smooth as ben bernanke was about this exit. and the fact that when we were leading into this, we said, watch the vix, watch gold. both are going to break. if they break, then you'll see the market turn around and run. the market did exactly that, as you say, 300 points to the upside for the dow. the vix went from 1675, dropped dra dramatically. gold went to 117. >> i love this point about gold because greg, how different is the world today if you're not seei ining a response in thingse gold? >> first of all, one of the reasons risk assets are doing as well as they're doing today is because, as economic data improved in the last few weeks, the people had begun to price in exactly what we're seeing today. so, this is a classic sell the rumor, buy the news. a lot of short covering today. looking at gold, i think that the fact that inflation remains as low as it did suggests there isn't a lot of reason to react to anything today as inflationary -- in the months or years to come. you

by the way, for kids watching at 11:30 at night, martin luther king is black and he is real. >> all right, all of that led megyn kellyturn to the issue with a segment that was sort of ambiguously perched somewhere between apology and double down. >> the knee-jerk instinct by so many to race-bait and to assume the worst of people, especially people employed by the very powerful fox news channel. contrary to what my critics have posited, neither my statement, nor harris's, was motivated by racial fear or loathing. we continually see st. nick as a white man in modern-day america. should that change? well, that debate got lost. by the way, i also did say jesus was white. as i've learned in the past two days, that is far from settled. >> yes, yes, very, very far from settled. on the silly, serious scale, this story has tended to tilt to the silly side, but here's whereas not so silly about turning santa's race into a debate. >> cleveland high freshman christopher loved christmas, but that all changed last thursday when he wore this santa hat and beard to school. his parents say a teacher told christopher, who's black, he

kelly but not the first time with yours truly. this will be interesting after the break. >>> plus, one of the most controversial names in politics jumping in on martinhir's resignation after his comments about sarah palin. he's out. our panel weighs in. ♪ at any minute... ...you could be a victim of fraud. most people don't even know it. fraud could mean lower credit scores... ...and higher interest rates when you apply for a credit card. it's a problem waiting to happen. check your credit score, check your credit report, at experian.com. america's number one provider of online credit reports and scores. don't take chances. go to experian.com. >>> for the second day in a row president obama took on the role of insurance salesman in chief promoting obama care. he spoke at the white house youth summit. >> one recent article reported that a surprisingly large number of people are signing up. there is a good reason for that. the law works. most young people without insurance can now get covered for under a hundred bucks a month. >> the president is facing an increasingly tough sell according to a recent cnn poll 53% of americans do not think the preside

kelly but not the first time with yours truly. this will be interesting after the break. >>> plus, one of the most controversial names in politics jumping in on martin bashir's resignation after his comments about sarah palin. he's out. our panel weighs in. [ coughs, sneezes ] i have a big meeting when we land, but i am so stuffed up, i can't rest. [ male announcer ] nyquil cold and flu liquid gels don't unstuff your nose. they don't? alka seltzer plus night fights your worst cold symptoms, plus has a decongestant. [ inhales deeply ] oh. what a relief it is. [ inhales deeply ] every day we're working to and to keep our commitments. and we've made a big commitment to america. bp supports nearly 250,000 jobs here. through all of our energy operations, we invest more in the u.s. than any other place in the world. in fact, we've invested over $55 billion here in the last five years - making bp america's largest energy investor. our commitment has never been stronger. [ male announc ] your eyes. even at a distance of 10 mis... the length 146 football fields... they can see the light of a single candle. your eyes are amazing. look after them with centrum

. >> so the martins moved back into the house they'd left, a place they had converted into kelly's animal boarding business. even for that home, they'll face higher insurance payments. >> my generation, my friends all had to leave. it's too expensive to live here. >> coastal areas are not the only areas to feel the impact. flood zones have been redrawn nationwide affecting areas like colorado where floodwaters swept through in september and the northeast, where communities are still rebuilding after last year's super storm sandy. >> while some maybe forced to cut down on other expense to say pay, others may be forced to give up their homes. >> i'll be stored to sell and move out move on, move to a place where i can afford to live. >> he knows the reality. right now between homeowners and flooded insurance he pace $13,000 a year. that's before the new law increases his premiums. >> if you're insurance doubles from this, what does that do to you? >> i ain't about to pay it. i just don't noah to do. i feel the government don't care about the poor people. >> there's now bipartisan legislation

and i'm glad and appreciate lynn martin at fox news letting me write that little piece and glad y'all let me talk about him. >> also, as kellyfor joining us. >> coming up, she traded in her pom poms for some como gear. >> this is a good one. and the girl from miami learning how to drive in the snow and what our very own maria molina learned can help save your life. she's coming up. don't go anywhere. ♪ ♪ >>> here are some quick headlines. new delays pushing back a second emergency space walk on the international space station. the walk to repair a broken cooling system was originally scheduled for today. the walk was delayed because of issues with the space walker's suit and are working on a replacement one, which is very important. >>> and more fallout now from the massive security breach impacting target shoppers. now millions of stolen credit and debit card account members or numbers i should say, are reportedly showing up on the black market. the cards are being sold from around $20 to more than $100 each. this comes as three class action lawsuits have been filed against target. >>> with nearly is hundred million people