joining us now is ken fineberg, the managing partner of the law firm. also somebody who worked on these issues for years. you have given away what? $29 billion to victims of 9/11, katrina and several others, bp, and virginia tech, and some of the others, so what is your role as far as superstorm sandy is concerned? >> liberty mutual, private insurers, with claims all over the atlantic region has decided to set up a program to accelerate the processes of insurance claims rising out of sandy. anybody insured with liberty first tries to resolve the claim in the normal course with liberty. if that does not work, liberty has asked me to set up an independent mediation program designed to place the insured and the insurer together with a neutral third party to try to resolve the claim quickly within a matter of four to six weeks, without resort to litigation. >> so you will be medicimediati liberty and individuals who are not satisfied with the money that they would have gotten after they paid all the premiums over the years? >> that is right, all the claims,