i went down to have dinner with bernie marcus, arthur blank, and ken langone.aid, i have to confess to you guys. until you called me up, i have never been in a home depot. the only reason i went is because a guy who i worked with said, jamie, you have to go to one before you go to the dinner. [laughter] jamie: they did not care. they said, we want you the person. we are not interested in having -- we are looking for the heart, mind, and spirit. a couple of other internet companies. you make a billion dollars type of thing. i figured this is my chance. how many major financial companies are there? 30? how many of them have changed ceos in a four-year period. so i said this is my commercial credit. that will be what we make it and i put a lot of my money into it, and the stock was cheap. and i thought, you know what -- i look at business as i wear the jersey, i am not a hired gun. ok? i am going to bleed for the company and give everything i got. i do not want to hand it over to somebody else. it is not a third-party to me. this is what i do. david: so when you w