. >> my name is ken morganthal. at one point virginia had a very good insurance system. it was called blue cross, blue shield. then anthem decided they would take over and make it a for-profit system. why can't we have a co-op in virginia once again that looks out for keeping the costs of the health insurance policy low rather than looking out for the executives of those companies and trying to make as much profit for those executives who have been bailed out by the administration and keep a co-op? >> the question was about co-ops. what we have to have is more competition in the significance tem with the insurance providers. co-op is one option. another option might be -- another option might be the opportunity to say some of these large employer plans that are out there, that are actually driving down cost, let people buy into those or have an option to join those. one of the things that i've got -- for example, one of the things, just so that this question will be asked at one point. let me get it out there. i believe that whatever is created, that i as a senator ought