i am kevin birmingham. i am a realtor, but more importantly, i am a native san franciscan. i have watched many of my friends and people in my family moved out of san francisco because there is an affordable housing problem in this city. i am getting on the board of realtors, and i am on the housing authority board committee, and we are bringing money to groups such as home ownership sf because i do believe in it. i think you need to look at -- the way to keep families in san francisco is what your building, and what we are seeing a lot are either small projects or very large projects. these large projects are on major transit corridors, and i do not know many families that want to live on van ness. the smaller projects would be in more traditional neighborhoods where families want to live, and that is what we need. another thing to take into consideration is with the inclusionary house a requirement, these projects do not pencil out. it is not that people dothe len- is still very tight throughout the nation. if housing does not fit it, it is not going to get built. if you w