florida insurance commissioner kevin mccarty expects lots of changes between now and then. >> some companiesre going to be deciding whether to stay in the market. we obviously like to see a conservative approach to keep as many people in the marketplace as possible. >> reporter: while there is a lot of uncertainty in the implementation of the health care law, there's also uncertainty about the law itself. florida is one of 20 states suing to block the health care law, and many republican congressional candidates have pledged to repeal it if elected. stephanie dhue, "nightly business report," washington. >> susie: jeff, it looks like a quiet day here at the new york stock exchange, but a lot of action in the gold market. gold almost getting to that $1300 level. >> jeff: yes. something that makes the gold bugs happy. broadly speaking, you could say it is running away from risk. but based on the market's reaction, down marginly. perhaps that run is only baby steps. let's take a look at tonight's "market focus." >> jeff: the equity markets lost a little ground, but so-called flight-to-safety buy