it is upwards of 5% or in some cases higher, and that was in the chart that kiran showed, so that helps frame the context of rates and how would affect our average customer, and so the discussion today is really to what is the best policy making and deliberation with being to be able to fit affordably into our customers pocketbooks, a 10- year capital plan that we can implement, including what that means for the difference scenarios for the improvement program and then whether or not to move forward today with the program management consultant to keep progress in to keep moving on the progress. commissioner torres, does that into your question? commissioner torres: not really. i want to drill down a little more. >> if you look back actually in san francisco, you look back at our electric bills that the bureau of labor statistics put this out, the average inflation has been about 6%. commissioner torres: that is commensurate with the rate increase. in respect to the $8 billion model, that is the one niese the highest increase in. >> correct. commissioner torres: and the decision has to b