dundalk senior kirsten taylor is applying to the university of texas and thinks students should do their homework before signing anything. >> i think it's their responsibility to know what they're getting theirselves into when they sign their names on a contract. >> reporter: high school students do understand that a college education is the key to a good job, but to get there, sonya caesar worries students take on more debt than they can afford. >> it's kind of like if you warn your child, "don't touch that stove, it's hot." you keep saying, "don't touch that stove, its hot. you're going to get burned, you're going to have to go to the hospital," and you keep telling them that over and over again, and what do children tend to do? they walk right over and touch the stove. >> reporter: darren gersh, nightly business report, dundalk, maryland. >> susie: here's what else we're watching for tomorrow: the september reports on new home sales and durable goods are released, and it's another big day for earnings. we'll hear from boeing, conoco- phillips, merck, visa and ford. speaking of ford, c