kiva to market her own brand of jeans. councilwoman libby schaff says the legal department vets these businesses and recommends them to micro investors. >> the citykland is not a lender, we're not guaranteeing the loans. what we are offering is our expertise in recommending companies we believe would make good investments. >> people can lend as little as $5 through kiva. the businesses don't pay any interest and the lenders only get back their initial loan plus the satisfaction of knowing they helped out a local business. >>> to a big business. it's an old company under new management and today microsoft heralded big changes to come with a keynote at its developers conference in san francisco. abc 7 was there as they unveiled the new face and voice of windows. >> the new ceo of microsoft, mr. sachia madela. >> reporter: he took the stage nearly three hours inn a marathon keynote. it began with a new version of windows phone with an instant skype button and predictive alerts like google mal. >> when a phone knows you, you have a better experience. >> reporter: a new keyboard. >> world record holder for fastest typing on a smartphone. >> reporter: