join us to discuss this is krishan gopaul. great to have you on the program.o have a new etf. what was behind the decision? >> i think what we have seen in etf's is tremendous interest, and that has been backed up by the inflows we have seen, so we have seen a record level, about 900 tons to the middle of it to around 3800 tons. it has really developed over the last 15 or so years, and the kind of environment we have seen currently has highlighted the benefit that gold can play, so we are seeing three key drivers for the investment inflows we have seen into these products. firstly, we have seen increasing , the kind of risk mounting expectation that the economica recovery is likely to rather than aape v shape. uncertainty over the coming months and years. and also the resilience in the equity market value that we are seeing currently is posing questions for investors. thesecond key driver was interest rate environment that we have seen. from bothry policy governments and central banks has helped to lower interest rates, and that has brought down the opportunit