. >> we're looking at the returns in their iras and 401-ks and realizing they have more money than 2009. this gives them a false sense of comfort. the problem is they don't know what the end game it. >> reporter: a separate survey says most folks spend more time choosing a flat screen tv or where to eat for dinner than an investment an ira. for "nightly business report" i'm sharon epperson. >> nevin adams is director of education at the employee benefit research institute and co-author of that 2014 retirement confidence survey. let me just begin by saying to you that we all know this is a serious problem. we have to save for retirement. let's say somebody comes to you, says i haven't started to do anything. how do you get started? what would you say is the key one or two things? just one or two things you should do to get started? >> the most obvious is get started. start saving right now. don't stop. don't try to figure out how much. just need to go and start that process. that's so important. the second step is to figure out how much you should be saving. as what is pointed out in the

lowexesmay ovide sisseswiore e xngreateinceives of t early 198.ks.l issues the supply-side enthusiasts xngreateinceives argued that lower tax ratesssues lead to higherroductivity, which would lead to a greatly increased gnp. this greaternp to awould acally result in. higher governmentax revenues. we'd get such increases in productivity and growth,es. we wouldn't even have to think about government deficits. the less enthusiasc view was that lower tax rates would cause big budget deficits, that government borrowing would cause high interest rates, and thisould result in lower business investment and grow. the effects of the reagan tax cuts are veryomplicated. many of these effectsare still . if we compare 1981nd 1984, we canay, yes, productie did increase slightly.total feds but yes, thereand real interest ratess, sperhaps on one point bothides might agree. if you're going in for massive tax cuts to spur productivity growth, it would be prudent to do something to keep of the equation e governin check.ng sirowth, during t 1970s, oductivity growth decli

he gave up just two hits in three innings with two ks. jeremy affeldt making his spring debut. he forced three groundouts in his appearance today. bottom of the fifth now, pablo sandoval at the wish and he gets a fish. the panda gets all of that one. first long ball of the spring. g-men win 3-2. >>> earlier tim lincecum trading his kameron loe. lincecum in the number 73, not looking too bad. low on the other hand has the clubhouse cracking up. raj and jessica, those are tight whites. >> no comment. >> tighty whiteys in other parts of the country. >> we'll be right back. ♪ it takes two to make a thing go right ♪ ♪ ♪ it takes two to make it outta sight ♪ ♪ ♪ it takes two to make a thing go right ♪ ♪ ♪ it takes two to make it outta sight ♪ ♪ [ female announcer ] only yoplait light and yoplait greek 100 are endorsed by weight watchers. so many delicious flavors that taste outta sight. so many delicious flavors it's amanda. hey sweetie. what? [phones rings] okay, i'll send it. one hundred seventy-two dollars for a chemistry book, what is it, made of gold? just use citi popmoney. boo

this search, 11 countries over land getting reports about radar sightings or nonsightings, the indian ks and the pakistanis saying they haven't seen anything. still waiting for more information on that. the malaysians are saying that they are getting cooperation with the countries involved in the search and the plane's potential overflight. at this stage we don't know to what degree. are they giving up sensitive radar satellite information to them that's track this plane. >> we've seen video of the two pilots going through security to board the airliner, the boeing 777. there you see the video they're going through some security checks. they have not released the actual video of the malaysian airliner taking off from the kuala lumpur airport. i assume they have closed-circuit video of all landings and takeoffs of that airport, but they haven't released that video if they have it, is that right? >> reporter: that's right, wolf. no video has surfaced yet. i can't confirm whether they have that video, but i think it would be likely that they would have that as part of security and as part o

two innings pitch, one hit, two ks. bottom of the third, one on, for the 17th round draft pick in 2005. his first hit of the spring is a two-run bomb. bottom of the fourth, hunter pence swinging like it's mid season. a double off the wall. giants win 4-3. >>> the giants also with a split squad taking on the a's. orange and black up 6-0 in this one. and oakland scores back with seven unanswered runs. 7-6, oakland the final. >>> eric sogard fell behind david wright in the final 15 minutes of voting. some fans claim it was a conspiracy, but he said he hoped everyone had as much fun as he did. >>> high school hoops. final seconds here, david parsons with the 80 footer. sacred heart wins with parsons playing the hero role on this friday night. that's how you end fight night sports. what more can i say? >> that's a party on the peninsula. have a good weekend. >> we'll see some sunshine this weekend. >> yes, slowly it will get here. but the rain will continue in the overnight. by tomorrow afternoon, we do expect at least partl

go for dance the distinctive with its cars and sit in for meditation on stamp with the funny or six ks and looked at the tv. my reasons for the season meaning to stuart. most doctors and even physically. at twenty one and if you see a piece of pumpkin into practice. the region that i'm huge on me. how i met in the milk though its side is open we did he not been shown to you. for those who move out of it she buys them a busy busy day so some top level. my oh so does the north of the season. bike use to play in the monarchy one species to you too would pull a name checked in on itself was from the new teaching to be a new morning up at cedars got infection that can be feed to keep the sas flight plane fly field fence. something needs to clean number is of type b since stated that more one of khan's and learning about the name of benefit to them but closer to each of conditions which will begin in coming to maxine anyone outside was too funny. alston had three different street dpp promote nutrition and health care. the kitchen. i love to get in on base the game. and didn't say honey bees

this weekend with vintage cars and sit in for meditation on stamp with the funny or six ks and looked at the tv. my reasons for the season meaning to stuart moore still does indeed look physically at twenty one and if you see a piece of pumpkin into practice. the region that i'm huge on me. how i met in the nope no inside is open we did the nuggets shot the proposal will move out of it she buys them a busy busy day so some top level. my oh so does the north of the season. by cuba's to play in the monarchy. one species or two usually pauline checked in on itself was from the new teaching to be anymore yet i see this done in fiction that can be feed to keep the sas flight plane fly field fence. something needs between number is of type b since stated that more one of khan's and learning about the main competitor to them. likewise a breach of conditions which will begin in coming to maxine anyone outside of the funny what it meant the difference for the dpp promote nutrition and health care. the kitchen it's a good team on this cd and you see in these modern tv we found was that. it does

. >>> on the field, matt cain strong against the cubs he was perfect over five innings with 7 ks but the giants fall 3-2. >>> a's and giants in the desert. brian wilson on the mound. a double. the a's score five in the inning and this is an 8-8 tie. >>> watch the fans on the green. one ditches the wagon stroller to go after the home run only the realize that the little guy is going head first into the fence. if not for the diving save it's only a baseball. >>> the bounce to march madness continues. st. mary's versus gonzaga from vegas. gales down 11. stockton finishing plus the foul. 21 for stockton. john soaking it all in. gonzaga wins big. >>> san francisco and byu late first half. dickerson dropping in the three. part of a 20-8 usf run. dons up two at the break. this goes overtime. byu up a pair. usf with a chance for the dramatic. but the shot is off the mark. cougars win it 79-77 for their first ever wcc final. >>> byu-gonzaga will do battle for the automatic bid to the big dance tomorrow night. exciting stuff. >> can't wait to fill out my bracket. that's coming up too. >> that'

three holes in her heart which not necessarily completely resolved, but now she has visual impairment ks she has a developmental delay, severely developmental delay. she requires a g tube to feed. she was not able to walk, she was not able to hold herself up even to sit. she was not able to do that and we credit that all to all the programs, but essentially, all of this had to be manifested through the i talk which she started in kindergarten. so, it is a good program. we are very grateful for having it and we are very grateful for the teachers that have supported us through this. thank you. >> thank you, mr. tam. next speaker, please. >> hi, my name is lillian, and i'm representing room 108 and 109. the program is the only program in the entire city that serves children who are unable to talk. my child with a help of a device is able to talk. i'm extremely and all the apparent we are extremely upset that we received the letter 3 days. the school district sent us a letter saying we have 3 days to pick another school. our child are extremely disabled. there are programs where children are

and you fee you feel ks pulled out of the g8 summit. is russia feeling any summit after this move?eporter: if moscow is feeling pressure they are not giving him impression of that. it's been incredibly quiet here in moscow today considering the turmoil that other capitals around the world have been in trying to work out what their response to the situation in ukraine is. in moscow, there has been virtually nothing, nothing really from the kremlin, nothing really from the foreign ministry, until the last few minutes actually when the kremlin put out a statement say that vladimir putin had just spoken to angela merkel the german chancellor on the phone and he expressed to her his concern about the threat of ultra nationalists in ukraine. you get the impression really that moscow is buying its time trying to wait for the dust to settle and let the facts on the ground in crimea speak for itself. and also let the western powers work out what their response is going to be. that has start today crystallize today with the news that some four countries are putting off their participation in

trade unions of will to stage protests across germany the funding will help the sector one ks. don't use the stool next to its multiple books on a bike the air. i mean. room. in unofficial milk unofficial referendum eighty nine percent of residents of venice and its surrounding area. vote for independence from other italy but baffling with the majority of force what the legendary city to meet part of both the eu and nato. i wanna be insulting these people because even understand what the word independence means seeing what role telling you what to do would take your tax money brussels the second masters jim dandy. also according to the bbc there around one hundred us military bases of one sort or another all over italy including around venice so you want independence but headed for military bases all over new country is just fine although it is written on a lot of bumper stickers expression freedom ain't free is very true for best to become truly independent would come in very high price dumping the euro saying goodbye to kneel and dealing with being surrounded on all sides by

it will take uss ks kidd 24 hours to read the information >> abc news is learned oscar pistorious will take the stand during his murder trial he broke down as prosecutors displayed a series of graphic photos he shot and killed his birl friend last year. pift tore -- today a former policeman narrated a series of photos showing a trail of blood in the house. >> ukraine's interim prime minister is accusing russia of corruption. john kerry warned russia it faces immediate and serious sanctions if it annexes crimia. >> outside of the united nations ukraine's prime minister stopped and joined fellow ukrainins for singing in that country's fashional anthem telling the united nations he gave up the world's largest nuclear arsenal in exchange for territorial rights. >> john boehner invited pope francis to address a joint meeting of congress. he sent out this tweet saying please pray for me. the vatican released a series of coins and stamps to mark the occasion. the pope's popularity is soaring there is expected to be a huge demand for the items. >> frightening example in minnesota of how far or

in train station in china w terrorist attack victims say a group of moren 10 people armed with long ksers slashed anybody ty saw. 29 people are dead and 143 others were hurt. pe killed four of the assailan. they are calling it terrori- and blaming muslim separati rescuers say about 100 good samaritans came together yesterday to help them find three people buried in an avalanche in montana. the avalanche swept down a moun and into a missoula neigbhorhood. a firefighters a couple was inside the hom while their 8- year-old boy playing outside... when the heavy snow crushed their home. earlier this week, president obama proved he's only humao a group of young males. he gave some interesting int into the mistakes he made aa teen. thurs284 :27 i made bad cho, i got high without always thinking about the hm that it could do. i didn't always take school as serio as i should have. i made excuses. sometimes i sold mf short. :42 the president is making a ph to tear down long standing barriers facing young men of color. introduced the "my brother's keeper" initiative...which put 200-million dollar

chavez, two ks. a shot to left field, stays in the park. however, lowry and donaldson will come in. a's win. 3-2 is your final. >>> before we get out of here. the women's championship in singapore, paula cramer against munoz, 75-foot putt, and it was an eagle putt for the win. no way she gets it, right? wrong! she is happy, doing her high step. she's like oh, my goodness. hey, talent is talent. congratulations to her. >> the most surprised person on the golf course was her. >> it was. her eyes were closed. but she made the putt. that's what counts. >>> coming up next, it's hollywood's biggest night. the academy awards. we'll show you how tonight's host, ellen degeneres did something that has never been done before. plus a look at fashion. >>> this is what you call an epic selfie, tweeted by ellen degeneres tonight, earned more than a million retweets in less than an hour. she added if only bradley's arm was longer, best photo ever. hollywood royalty crowding around, including jennifer lawrence and brad pitt. >>> ellen degeneres hosting the awards tonight. the rainy weather wrapped u

. -- david,ks a lot on some of the things we have heard about watches sounded great and revolutionizehe number of industries. some custom web users said it is too difficult to teach watson everything it knows. it takes too long. what about those kinds of concerns? thinkt are up against -- about it. they are going against google and amazon will be in the business. these are more modern companies that have the intrinsic web dna and in no really, really well how to operate super, high-volume analytical systems. i do not think -- i have not used it. i have a feeling it is a technology that will take a long time to really prove itself. i would not be surprised if it turned out to be good. they keep talking about it. to diagnose different medical cases. tot took them a long time input the data to make it useful. cool thing about it. the more information you put into it, the better it gets. it's a lot like google. well-equipped is ibm to compete with google and amazon? >> it depends on the space. we see the opening of our cloud platform and opening up watson to developers to try to build up

the ks after news that cup coffee maker will replace wps energy in the s&p 500. >> live from pier three in san this is "bloomberg west." i am emily chang. ipo in theh spotlight -- we have the so-called twitter of china filing to go public while alibaba says it will ipo in the united states. ono, apple makes a big bet college sports as march madness gets ready to go but first a check of your bloomberg top headlines. apple cofounder steve jobs pp

ks, the government shut down the airports and kept the skies empty of commercial traffic.an public opinion. right after the attack, 6 out of 10 americans said they were worried about flying. a month later, still almost a majority of americans said they were worried about flying. i think that people believed and the members of congress believed you had to take action to demonstrate something was being done to make sure that people could fly and be safe. our challenge was, is to say we've got to do something to get this economy going. now this is where public opinion played a serious role. poussaint: what was the best way to convince americans to get back on the plane in order to jump-start the economy? democrats wanted to make 28,000 airport screeners federal employees, with training and pay equal to law enforcement officers. republicans did not want any more federal employees. they wanted to remove supervision of the screeners from the airline companies but leave the hiring and training in the hands of private contractors. congressman james oberstar, ranking democrat on th

you are looking at the indian ocean or particularly the south indian ocean and further this is five ks six times the size of the united states. it is a big ocean out there. there is a lot of aircraft. it is one by which the united states in the supporting role will bring to bear what it means in order to solve this problem. >> general thank you for being with us. always enjoy visiting with you. appreciate you making time for us this weekend. >> how easy is it to hide a 777 in a large area? i will ask navy intelligence officer. stay with us. emily's just starting out... and on a budget. like a ramen noodle- every-night budget. she thought allstate car insurance was out of her reach. until she heard about the value plan. see how much you could save with allstate. are you in good hands? we are thinkers. the job jugglers. the up all-nhts. and the ones who turn ideas into action. we've made our passions our life's work. we strive for the moments where we can s, "i did it!" ♪ we are entrepreneurs who started it all... with a signature. legalzoom has helped start over 1 million businesses, tu

fargo,ks, led by wells are especially panicked and angry about the solution.ichmond, california -- i think you had the mayor on before -- has been a city that has led the way and many more will follow, to enact principal reduction, resetting loans to their current market value on the local level. this is exciting because, while these federal agencies, like the justice department, are too often captive of the big banks, people can use democracy and win at the local level sometimes. the concept for this program is that cities would work with other investors to buy the loans at their fair market value in the secondary market, which is pennies on the dollar of what these underwater loans are worth, and refinance homeowners into new loans with equity. this is a concept that has gotten started in richmond but people are meeting even today in different cities around the country to spread this. it wouldch because cost them money, because it is a chance for people to use the rule of law and democracy to impact the economy and bank who have sued unsuccessfully and made

two innings pitched, one hit, two ks.tom of the third, one on for mark and a 17th round draft pick. his third hit first hit the two-run bomb and giants up 2-0. in the fourth hunter pence in mid season form. a double off the wall. he went one for two and the giants win 4-3. >>> elsewhere, giants and a's in phoenix, derrick norris belted a game-tieing two homer. oakland then was able to win the game off a wild pitch for a 7-6 victory. crawford and sanchez drove in runs for the g man. >>> athletic eric made it all the way to the finals of the face of mlb. mlb.com competition before falling behind david wright in the final 15 minutes of voting. some claimed it was a conspiracy but getting so far in the computation saying he hopes everyone had as much fun as he did. >>> the raiders getting into the trenches with barns. the silver and black resigned the tackle making him the first of the team's 18 perspective unpu unrestricted free agents. he started all 16 games for oakland last season. and finally on to palm beach gardens, ti

three and a four inning pitch giving up four hits, two earned runs with three ks. royals and ae esta's in phoenix. the second start of the spring, top second. gets billy butler to go down springing and it's alex gordon's turn. pitch, no earned runs, three strikeouts. top of the seventh, jim johnson on the hill. johnson worked one frame allowing no runs, royals win, though, 3-1. cashmere is not allowed a run and given up three hits to go with five strikeouts. very solid so far. >> we're ready for the season to begin. >> ready. for a full half hour of bay area sports coverage. watch comcast sports net central. >>> a notable victory for sunnyvale. today supreme court justice kennedy rejected an nra request to block the gun ordinance. the stricter rules went into effect last thursday and its considered one of the toughest in the country. it bans all large capacity magazines and also requires gun shops to register and track ammunition sales. lawyers for the nra wanted the supreme court to block the ordinance as the group considers appealing a lower court ruling upholdin

all of us who have any investments who are invested through our 401 ks. might be your employers, companies you are invested in. china is heavily invested in the u.s. government. >> that's the country that buys those u.s. treasuries that keep our interest rates low. so we are all inter connected. china is so big that any slowdown in china is going to be felt by all of us. >> give us an update on what else you are working for, for the big program? >> zombies and vampires and how they affect your prosperity. >> no more need be said. ali velshi, top of the hour. ali, appreciate it. thank you. >>> one year ago today, the college of cardinals chose pope francis as the new leader of the catholic church. coming up, a look at what has changed and what remains the same and a look inside a small texas town that says it is under assault from a group they call a cult. >>> a celebration in vatican city tot today marking one year since popefrantions was appointed to lead the roman catholic church. the pontiff tweeted, please pray for me. his message of mercy has struck

ks taking on the ,,,,,,,,,,,,,,,,,,,,,,,,,, >>> good morning, everybody.d coach johnnie dawkins' son is being recruited by the dayton flyers which stanford will play tomorrow in the sweet sixteen. now, the question is, will dayton's coach make his recruiting pitch right under dad's nose? >> i don't think that will happen. i think both will be focused on the task at hand but it is a neat thing that he is being recruited by them and the success they're having. he really likes them. he is in a good place. you know, he had a real good year. i'm happy and proud of him. >>> warriors coach mark jackson canned his assistant brian scalabrine with a month to go in the regular season for what jackson calls philosophical differences. stay tuned on that. >>> at edmonton adam took a puck off the finger in the second period. the extent of the injury so gruesome we can't show you the video. his finger was almost severed. the game 2-0 oilers and then pavelski scores tying the game. sharks score three goals in the second period. third period, sharks up 4-1. pavelski two goa

cut ks came from medicaid, low-income housing.end much of that savings by reducing taxes on wealthy americans. does that sound fair? what do you think? bob herbert, senior fellow at demos, and ed rendell, former governor of pennsylvania. bob, you're laughing. i don't want to get into this because pat moynihan tried to get into this, figure out what causes cycles of poverty in the inner city, all that in the african-american family. these kind of studies have be done and are very helpful at times. it looks like he's not using the study to be helpful but using the conversations that we understands loosely, if at all about culture to justify cuts in food stamps, cuts in nutrition programs for school that have little or nothing relationship really to me to whether somebody gets up and catches the bus at 7:00 in the morning or has the urge to work or whatever it is that is there. i don't see actually the connection between his policies and what he sees as his prescriptions. your thoughts? >> well, if you're really concerned about the p

i will say with the goldman call, this ks be a battleground stock again.on cramer's list at some point, i suspect. but i would argue there's a ton of risk here. >> and the cynical side of you, which is the part of you we love the most -- >> the only side. >> yeah, the only side, remind you of all of this if, indeed, goldman does an offering for the company at some point in the not-too-distant future. >> absolutely, i will probably forget about it, given my advanced age, but i hope someone will remind me of that. >> we'll put a post-it note on your forehead. thanks so much, herb. >>> listen up, elon musk. we propose a solution that would end your battle with america's car dealers. a big-time boston car dealer says our idea is just stupid. he's here. >> and then later on, this could be one of the riche esest flea market finds ever. the amazing story, coming up. and pay no taxes for 10 years. with new jobs, new opportunities and a new tax free plan. there's only one way for your business to go. up. find out if your business can qualify at start-upny.com becam

jimmy choo owner ux is incks -- label --ks to discuss the possible the possibility of an ipo. the eu's foreign-policy chief. she is in brussels. she seems to be leaving the meeting. she has made a few comments. she says that eu did have good discussions last night on ukraine heard she said the ukraine situation is equally worrying and she's calling on russia to de-escalate the ukraine situation. >> let's look ahead to what is happening at the top of the hour. "on the move" starts at the top of the hour. joint -- hosts this program. >> we're seeing european stock index futures up. this is after we saw the biggest drop in about six weeks last week. you're absolutely right. the my sex is gaining -- the micex is gaining. for the moment, dax futures gaining 0.5%. l1 energy agreed to buy once of the subsidiaries. >> the telecom sector as well, vodafone. >> this is a big day, vodafone agreeing to buy the spanish . we know howno much they will save and generate. boost tv also offerings. we will keep a close eye when the stock opens minutes from now. >> it could be a week for the u.k.

the trial is expected to last at least three wee ks >> despite metal detectors, security, and a long tradition of "no cameras allowed," a session of the u-s supreme court was videotaped by an advocacy group. andrew spencer reports the recording of justices in session is an apparent first. >> this is a clip that was up loaded on you tube. this is to be the first video of them in session. if >> for i certainly fit did not expect anyone to do this. >> i am baffled because of for so many times, the news media has also walk through metal detectors. we cannot bring equipment broker in >> this was not just a product, if this was recorded by an abbacy groups. this man wanted to voice his opinion to loosen the restrictions on the corporate campaign spending. >> i rise on behalf of the american people will believe that monday--days like this should not be for sale. >> it now faces a federal charge. as of how this multis cameras in, the supreme court stated that they are born to review their screening procedures. >> president barack obama will personally appeal today to israeli prime minister b

this search, 11 countries over land getting reports about radar sightings or nonsightings, the indian ksen't seen anything. still waiting for more information on that. the malaysians are saying that they are getting cooperation with the countries involved in the search and the plane's potential overflight. at this stage we don't know to what degree. are they giving up sensitive radar satellite information to them that's track this plane. >> we've seen video of the two pilots going through security to board the airliner, the boeing 777. there you see the video they're going through some security checks. they have not released the actual video of the malaysian airlinerin

have to impede upon that right especially when we talk about the right of a president in this case ks barack obama, to put out an addict that would take away that right of religious freedom from millions of freedoms that have enjoyed it since the beginning of our country. if you look at this, it says in god we trust. a lot of people would be surprised because their school boards that have threats against them if they try to pray before any governmental service. in schools across our country. that is being challenged by groups every single day and threaten groups, schools, other governmental organizations. and we pray at the beginning and start of every session every day. we have in god we trust. and it's there for a reason. because our founding fathers when they created this nation they deposit say these were rights, rights laid out in the constitution. these weren't rights given by men. but men. these were the writings of our founding fathers. they traced god and talked about the great blessings. our founding fathers said that. thomas jefferson may have been a right-wing nuts. but if

we have more site ks, but a -- sightings but a healthy dose of caution. until they have identified and confirmed it's from mh-370, they cannot give anybody false hope. >> potential important developments. let's stay on the breaking news. let's bring in the panel of aviation analysts here. contributor and author gym wise. and former american airlines pilot. start with the news we just got in moments ago. a french satellite taking picturing spotted 122 possible pieces of debris ranging in size all the way up to about 70 feet. this to me sounds like not pieces of debris but something praps to a debris field. >> it does seem like that. the thing i like about that report, they said 70 feet. to me, that sounds like a wing still. it's logical to me that that wing would still be afloat at that time. i do believe -- i'm encouraged by the news. >> big pieces ranging up to 70 feet, but again, surrounded by dozens and dozens of other pieces. some of them bright-colored. we heard before they had seen orange things from the air perhaps. what does this indicate to you?

my amendment doesn't ask for much or doesn't change the bill's provisions but simply ks 21 century leaders to say yes to this simple fact. climate change is real and can have negative consequences. and mr. chairman, i yield the balance of my time to my co-sponsor of this legislation, that an that will -- owen will. how much time remains? the chair: a minute and a half remaining. ms. schakowsky: i reserve. the chair: for what purpose does the gentleman from kentucky seek recognition? mr. whitfield: oppose the gentlelady's amendment. the chair: the gentleman is recognized for five minutes. mr. whitfield: i have a great deal of admiration and respect for the gentlelady, but i might say this legislation might not have been necessary if e.p.a. had adopted a standard that had been adequately demonstrated and was not in violation of the energy policy act of 2005. i would also say in wanting to add this language to the bill, e.p.a. itself in discussing its proposed regulation projected that its you rule would result co2 emission changes. even e.p.a. does not think that their regulation is going to