kurt gregory, nbc news. >> and by tend of this year it's estimated that 70,000 of credit cards and 40% of the debit cards will have the embedded security check. >>> 4:19 and temperatures are dropping right now. and the wind is gentle at this hour, but it will be picking up as the day goes on. so we're looking at a chilly monday. and a freezing start. 30 degrees right now in philadelphia. the airport seeing some of the stronger winds at 14 miles an hour. we're running about 15 degrees colder than yesterday. in the pocano mountain we are in the 20s. that snow, the ice, not going anywhere this morning. but bright sunshine will warm things up during the day today. right now, 20s for coatsville pottstown, look at rightstown in northeast philadelphia. and 28 degrees right now. down to 26 in newbold. and farther north and west 23 in doylestown. and 20s for quakertown. it's a cold start this morning for our first monday of spring. but it is dry. a few scattered clouds overhead. we'll see a lot of sunshine today. you don't need your umbrella but you will need the sunglasses and and winter coat.

nbc's kurt gregory has an agency putting the money away rather than spend it. frrt you're getting money back from uncle sam that extra cash can feel like a bonus, but for many what to do with it is the big question. >> i always save in order to spend later in the year. perhaps on a trip or something kind of big. >> save it and probably save it in the college fund. >> reporter: according to the national retail federation nearly half of those expecting a refund plan to save it. >> the economy improves we think americans are looking at that extra chunk of money that they're going to get from uncle sam as a way to save for the future. >> reporter: only 13% said they will splurge on a vacation. while another 10% plan to spend their return on a major purchase like a television or a car. perhaps the biggest savers are young americans. more than half americans between the ages of 25 and 34 plan to tuck away their refunds. >> this is the age group that may not have a lot of money socked away at this time. they learned from their parents about you know, the potential for

kurt gregory, nbc news. >>> all right. hopefully more secure. >>> the cast and crew of one of the most beloved fantasy series on tv will be spending the season premiere in san francisco. >> pretty neat connection here. hbo is hosting a season five premiere for "game of thrones" at the war memorial opera house tonight. the network is going to stream video of the red carpet arrivals live on facebook. the rest of us are going to have to wait until april 12th to watch the premiere on hbo. >> how are you going to manage? >> day by day. >>> three bay area students got to meet the president this morning. >> they were among just a few dozen students from across the country invited to take part in the white house science fair. >> 14-year-old holly jackson of san jose created a device to measure the strength of stitched fabric, which could help design high-performance protective gear like hazardous materials and space suits. >> 19-year-old natalie ying of cupertino discovered a way to better help discover breast cancer. >> and this

kurt gregory, nbc news. >> good to hear. >> yeah. >>> let's see if we can bottle up our weather, keepy, maybe a rainier day. >> we could really use a rainier day. we're getting showers starting to pop up across the south bay. i want to get straight to the point. some of these showers are going to be producing very heavy rain. you may remember on saturday we had some hail some of these actually could produce hail. we actually are seeing pictures across southern california right now of hail falling from some of these storms. this one making its way towards selinas. over downtown san jose, in the last 15 minutes, that's just popped up. this is the one that we were showing you all morning long that's actually producing some very heavy rain and may actually produce hail. just north of that another one starting to pop up. this one has been holding together for about 20 minutes now, making its way towards milpitas. these two cells together have the potential of producing some heavy rain. i wouldn't be surprised if before the day is over we get some reports of hail from some of these storm sy