have the funding and infrastructure to purchase and structure and withhold the property and help /kwaoep struggling home owners in their homes. >> supervisors avalos. >> thank you supervisor breed. the seatbelt southeast part of san francisco, there are millions of distressed mortgages, of course, not millions in our part of san francisco but many thousands. there's been a plan in place to assure there can be greater local control and support from nonprofit organizations to help households struggling with their mortgages. right now, there are many banks who own these distressed struggling mortgages. often, they sell these mortgages on wall street taken over by hedge funds which don't have the intent of helping home owners. they have the intent of making money off of distressed mortgages. we negotiate these mortgages to be sold to the community development financial institutions, nonprofit organizations. they have the goal of not making money, but helping households struggling with their mortgages to stay in their homes, keep their property and maintain their wealth in their communities.