we've also done an average bill comparison to the monthly cable bill, landline bill, pg&e bill. as currently envisioned over 30 years, this is still projected to be less than your pg&e bill. >> the central bank announcement this afternoon which i have to follow very carefully, is paid at the municipal bond rates will continue to be beneficial for us? >> we are doing long-term planning at about 5% but we know that our borrowing costs regeneration a los -- our a-- are at generational lows. when we are doing the single improvement program, we set out the bill to our customers. we can give very low rates on a very large improvement program and we're doing with six straight -- fixed rates and we don't have to worry about the volunteer the -- will not have to worry about the volatility index. when you look at our rates compared to average bills, we have benefited from a very very low-cost average bill comparison. we are the envy of many utilities. >> and the envy of the state as well. thank you. >> do you recall in the projections, was this a general inflationary rate plus the usage d