francine: in this episode with leaders with laqua, i speak about diversity, purpose and what the future holds in an ever-changing world. thank you so much for joining us on leaders. the world is a bit strange. there's so much public crises and it's just difficult to get a handle of what is next. >> it is difficult. i think if this year has taught us anything, it's just that prediction is not our strongest suit, and that isn't just a motion to markets, it's to these big geopolitical events that we are still living with. francine: i feel like every six months there is the doom and gloom crew saying we need to reevaluate what happens next, and yet, that economy holds. quakes only talk about higher for longer, which i still say out loud, then cross my fingers in some way that i will be entirely wrong, but higher for longer, i think where the nuance is in that message is, what we are unlikely to see is 0%, we are probably unlikely to see 2%. we may see some 50 basis points adjustments, for sure, but i think what we have seen from central banks is that they are not frightened of using policy