larry lindsey and steve liesman on the markets. >>> home builders have been marketing. mortgages rates below 7%, but demand still remains subdued hi, diana. >> kelly, most mortgage rates fell for the third straight week, but demand pretty flat the average rate for 30-year with conforming balances decreased to 6.3%, with 20% down interesting, the rate no jumbo loan rose, that's the second straight week it was higher. that hasn't happened in two years. tighter liquid conditions have and that, in turn increases rates. applications to refinance a home was -- mortgage application to purchase a home increased 2% for the week, but they were still 32% lower than a year ago. fha demand, though, drove the increase for purchases it's favored generally by lower-income borrowers or first-time buyers, so at least it's a sign they're trying to stay in the game in contrast, demand for newly built holes much stronger. applications for mortgages to buy new homes jumped sharply in maid, up 17% year over year. that's why the builders are doing so well. stocks at 52-week highs. housing star