joining us via skype this morning, laura adams of insurance quotes.dom. good morning, laura. - good morning. - these numbers are staggering. take a look at this. in the state of arkansas alone, premiums are up 116%. utah, wyoming, alabama, and idaho not that far behind. why are these prices going up so rapidly? - the cost to add a teen driver to an existing policy is going to vary depending on where you live. teens are typically the riskiest and the most expensive drivers to insure, but what we're finding is from state to state, it's going to vary considerably. as you mentioned, a high of 116% increase to add a teen driver in arkansas. - that's- that's very high... - it is. so, that's more than doubling the cost of your insurance to add a teen driver. the age of the teen driver is also a big factor. what we found is that across the nation, the increase is 84%. so it's approaching doubling the cost of your policy. but when you break that down between male and female drivers, and even drivers age 16 up to age 19, a lot of variance there. as the teens age, th

that was laura adams of insurancequotes.com. she says switching to paperless statements, improvements in your credit score, and getting married are ways to qualify for insurance discounts. hotel costs are driving higher but renting a condo or a home this summer is open to negotiation. no one knows that better than gabe saglie of travelzoo.com. good morning, and for people who are not familiar with your business you negotiate great deals on venues all the time. so, what would you do in this situation if you're talking to a landlord? - certainly keep in mind what their need is. so if you're looking at a summer rental you want to look at destinations where there is in fact a need period during the summer season. florida is a perfect example where there's not just a need over the summer months, where the temperatures go up and demand softens, but there's a lot of competition on the ground. in hawaii, for example, summer they do just fine but later summer into fall more availability, you've got more negotiating power there, because t

, the relationship between the president and his spouse has had political impact from abigail adams to laura bush. how the couple in the white house relates affects the presidency. we do not have any understanding of a given president without understanding the score relationship -- this core relationship. studied the goodwin roosevelt during the second world war. and a sourceneer of inspiration for my book, hidden power. historians tend to be male, with all due respect. they have ignored this important subject. i hope that i will persuade you this morning that marriage has consequences and presidential marriages have consequences for the nation. have an impact our lives. presidential marriages are of a different order. i call my book "hidden power" because the full extent of the office of the president has been shrouded. both presidential couples and we the public -- we, the public, conspired to keep it secret. we are made nervous. they, the president of couples, do not want us to know the extent that they share it. i think it's time to lift the veil and get real. let me say that they are no

, the relationship between the president and his spouse has had political impact from abigail adams to laura bush. how the couple in the white house relates affects the presidency. we do not have any understanding of a given president without understanding the score relationship -- this core relationship. doris kearns goodwin studied the roosevelt during the second world war. she was a pioneer and a source of inspiration for my book, hidden power. historians tend to be male, with all due respect. they have ignored this important subject. i hope that i will persuade you this morning that marriage has consequences and presidential marriages have consequences for the nation. those unions have an impact our lives. presidential marriages are of a different order. i call my book "hidden power" because the full extent of the office of the president has been shrouded. both presidential couples and we the public -- we, the public, conspired to keep it secret. we are made nervous. they, the president of couples, do not want us to know the extent that they share it. i think it's time to lift the veil a

adams which i have very mixed views about. but this is a telling omission. in that movie they have abigail, laura linney saying about charles, "he was no man's enemy." what she actually said was, "he was no man's enemy except his own." which is a very different meaning. he was a debotch did and he did die all at the same time that they were losing the election and having to pack up and go back home. but, of course, what was a surprise to her was the tie, as it was to everybody, between thomas jefferson and aaron burr. it was a long, drawnout process before that got settled between the time of the election and the time the house representatives broke the tie. and interesting, as you heard from pat, people would come here all the time. mrs.?washington was constantly having to receive people because one of the things that a politician would do would be to go see mrs.?washington. because that would be his bona fide, you know, to have her receive him. cosay, oh, i was at mount vernon the other day visiting with mrs.?washington. what thomas jefferson probably didn't know when he came here to make the p

adams which i have very mixed views about. but this is a telling omission. in that movie they have abigail, laura linney saying about charles, "he was no man's enemy." what she actually said was, "he was no man's enemy except his own." which is a very different meaning. he was a debotched drunk and he did die all at the same time that they were losing the election and having to pack up and go back home. but, of course, what was a surprise to her was the tie, as it was to everybody, between thomas jefferson and aaron burr. it was a long, drawnout process before that got settled between the time of the election and the time the house representatives broke the tie. and interesting, as you heard from pat, people would come here all the time. mrs. washington was constantly having to receive people because one of the things that a politician would do would be to go see mrs. washington. because that would be his bona fide, you know, to have her receive him. oh, i was at mount vernon the other day visiting with mrs. washington. what thomas jefferson probably didn't know when he came here to make the pilg