i'm laura sullivan, nice to meet you. >> nice to meet you. >> sullivan: pilar, nice to meet you. mforre than 30 years, lamba and his wife, pilar, were university professors. s they'd regulared money for retirement, and in 2004, ram wai offered estment opportunity with u.b.s. oh, how beautiful. >> i met this young fellow at u.b.s., who said, "listen, why don't you put this money in the puerto rican bonds?nd these are protected by the constitution of puerto rico." i said, "my god, what else can i ask for, you know?" >> sullivan: and the clouds roll in... after a number of years, hehi moved alretirement savings to u.b.s., more than $350,000. and then in 2011, his broker made him an fer. >> he said, "i can give you a colleral loan for a million dollars." >> sullivan: he said, "i'm going to give you a million-dollar loan"? >> a loan, and, "you invest that money in more bonds, puertoca bonds, and then..." >> to buy more bonds. >> buy more. >> sulvan: and buy more bonds. >> that's right, and i said, "i don't think i can handle that. t's go to half a million." >> sullivan: what were your thou