this is local consumer advocate, laurie zoock. "anything from reward redemption fees to balance- transfer fees..." not to mention foreign transaction fees, annual fees, or even fees to increase your credit line! all of which, may pop up unexpectedly. so before you sign up for a new card....do your homework! go to wtsp.com for links on how to find a card free of most fees. and, if you've already got annoying fees on that monthly statement.... just like with rental cars.... try calling up and simply requesting they remove the charges. occasionally waive fees for you if you ask." how about hidden fees on your holiday shipping? if you aren't crunched for time, the us postal service will probably be your cheapest option.... unless........you ship from an "approved postal provider"...like a ups store. they often tack on extraordinary fees to us mail...and never tell you! for instance, we took a shoebox full of these antiques to a number of ups stores around the bay area....and to ship it to the northeast, we were quoted prices anywhere