host: we're talking with lawrence yun of the national association of realtors.e will take your questions and comments about the housing industry, what happened in 2014, and where it is headed into 15. eastern part of the country, 20 2-748-8000. here are the other lines -- host: what is the prediction for 2015? guest: 2014, looks like home sales will be down about 3% from last year. last year was a good recovering year, the second year of recovery, with home cells having risen 10%. now we're coming down 3% from that level. in regards to home values, most important for homeowners, many homeowners are not in the market to buy or sell. they are just trying to enjoy some housing equity growth. are continuing to increased 5% this year on a national average basis. and going into 2015, i anticipate, given the size of the pent-up demand, but home sales overall will be rising 5% to 7%. and value probably moderating a is, about 3% to 5%, but that assuming home builders will come onto the market. if homebuilders continue to remain sidelined, we could see a faster home price