we said -- we have been trying to get discretionary spending tax in lawsons i have been here for 13 years. we have introduced legislation for the last eight years to get caps on spending. we cannot get caps on spending the last time the republicans were in majority. we got that. that is important. we see this as a good step in the right direction. it is a down payment on the deficit and a huge change in the culture of spending. we are cutting spending. we are spending less money this year than what we spent all last year. we have a long ways to go. we believe that the value of this republican majority has been changed for the country -- for the culture. the role means that we could make a sweeping change and that nobody really has to vote for it. we would do this in plain sight for the people to it -- for the public to see. we used this as an opportunity to change a culture in spending. that is exactly what this bill does. >> are there concerns over spending cuts? >> they have some concerns about the defense numbers in this bill, this is the best defense no. we are going to get. if we do

second season got the young he's back on track go another of those four on homers was hit by russell lawson here in the next inning new york sound seven at this stage the bronx bombers fans because down with their feet up and enjoying historic outing which with curtis granderson making it twenty one eight with a grand slam in the twenty two there tonight in the final score there. finally the n.f.l. preseason action saw the ravens herald the defense gave up over thirty points but both of us still managed to see all of their neighbors washington hosts a benefit seen from solid quarterback play while the redskins continued to remain undecided on their starting signal caller raven schoolbag joe flock will likely sing new signing the events here to make it fourteen. buffalo bills star doing what he's best known for running straight had and making the catch. and john back up battling it out for the redskins starting quarterback job back stating his claim with a pass to terrence alston and in washington a twenty eight twenty one lead there la cruz ruki backup tyra taylor of them connected with bro

lawson chicken ranch was along 19th ave. >> [inaudible] >> not exactly. he donated the land later to the city, though. sort of the farm house feeling of the richmond. >> there is a water tower with a windmill in the back. >> right, get your water from wells. that was the early boathouses. looking at that map, sporting men would come out in the horses, have little races with their horses and carriages and the sea horse races, maybe get in a card game, have a drink of the way to the beach. >> but this was when there was county land, so there was no gambling. the move people out to county for the race track. >> they were away from intense public scrutiny out there. >> my of the state is there were four racetracks in the city. -- my understanding. can you name them? >> pioneer, union, in the side, and oceanside. >> there ago. maybe there are more. >> we have a big article on race tracks on our website. outsidelands.org. >> the ingleside, you can still see that. >> they developed where that race track was, just south of ocean avenue, they kept the oval of the

rather than the five victoria azarenka from the battery still so made light work sweden's johana lawson. and finally two of russia's best ice hockey players alexander ovechkin and a couple will lead out their hand-picked star studded teams as they go head to head in moscow this wednesday night in a match to raise funds for a children's charity the game is being held for the second straight year and all the proceeds will go to helping to save the children in the moscow region turned some good also presidential aide arkady dvorkovich was here bringing this idea to life it will also be lacing up the states have getting out in public that's well it's a rattles off in any of his golf are just four of the names on the all star list thirty five players and it's an odd couple should side with last year's winners. and that's all the sports news this evening i think. for the film we've got. the biggest issues get an invoice face to face with the news makers.

john lawson is senior vice president for credit and risk with san ramone commerce bank mortgage. >> for the 10 year, 30 year fixed rate, the adjustable 5-1 rate they are actually going downward by as much as 5 to receive base points today so this is actually having a positive effect on people who want to refinancier even purchase their first home. >>reporter: mortgage advisor suggest people act quickly if they want to take advantage of the lower rate. they may not last more than a week. basic consumer borrowing could go up too from credit card to student loans. as consumer far far asked to pay more the economy will slow putting jobs at risk. >> if interest rate in fact do go up one percent rise in interest rate equates to about 1 million job loss here in america. >>reporter: investors flock to the safety of gold today. prices soared 68 dollars today to 1700, 20 dollars an ounce. new record. oil fell below 78 dollars a barrel the lowest praise of the year. >>> senate banking committee is looking into the downgrade by standard and poor. rating service has been in business for 90 years but

john lawson is senior vice president for credit and risk with san ram yom's commerce bank mortgage. >> for 10 year and 30 year fixed rate arks justable 5-1 rate they're going downward as much as foif seven basis points today this, is having a positive neglect on people who want to refinance. >> that may be a short term benefit to some, it may be in the minds of consumers. >> there is a reduction in the number of people that seem to be more conservative. they're concerned about what is going to happen in the future. >> and advisors say they my mai not last more than a week. >> and there is a 3-year-old boy that will never get the chance to grow up, robbed of his life today by stray bullets in a drive by shooting. and we're live tonight with the story. >> still no arrest. in a sign of how out raijd people are, the police chief and a number of members of the city council were out here on the screen. this happened in the middle of the afternoon on a busy street. now, a little boy, as you said is dead. let's take a look at the video from this afternoon. this is near 65th avenue. the boy an

john lawson is the senior vice president for credit and risk. with san ramone's mortgage. >> for 10 year, 30 year fix rate, adjustable rates are actually going downward by as much as five to seven basis points today this, is having a positive affect on people who want to refinance or purchase a first home. >> that may be a short term benefit to some, larger impacts may be in the minds of consumers. >> there is a reduction of the people looking to purchase homes, they're concerned about a double dip recession, and what is going to happen with their lost he can quit witty. >> now, one other note from realtor vicky. she and her husband purchase aid home in april with the unexpected drop in interest rates this morning, she and her husband locked in a new rate on a refinance of that loan just months after they took it out. live in alameda awbc 7 news. >> and this is hard to figure out. do they suspect low rates to last? >> no. they do not expect them to last long. they're saying that the window is probably relatively short. maybe a week or so, so fol

let me give you a spoonful of i can from pretty boy, the life and times of charles lawson floyd and it is the prologue to the book. it is short and bittersweet. the farm near clarksson, ohio on october 22nd, 1934. alongside every outlaw who survives beyond brief days hovers this nameless legion whom the law does not know and may not touch, called on his protective angels if you like. that is a quote from when the dolphins road by an that dalton. charlie floyd ran for the trees and the freedom that lay beyond. if he could just get across the field to the tree line he would be safe. the weeds and wild grapevines, the honeysuckle would grant him another reprieve. he would raise into the woods and down the slopes and across the crumbling masonry of abandoned canal locks filled with water from the recent autumn rain. he was known as the sagebrush robin hood and to others as the phantom terror but most commonly called pretty boy floyd, public enemy number one. he was in vincible and always got away. the weather was warm on this october after -- afternoon. his shirt and underwear were soiled

senator leena taylor and senator chris lawson.nk you for being here on this important night. >> thank you. >> well, i hear the people cheering, and does that mean that people have been out there pulling out -- has voter turnout been in your area, senator taylor? >> they definitely have. as a matter of fact, in some of the wards that i've been in -- because there are ten milwaukee wards in particular, one ward had 56 votes? our last supreme court race. and in this particular time right now, my last check it was at 700. 700 plus votes. >> wow. >> yes. so people are coming out. we are getting people who have not voted, getting people who have voted normally only in presidential election and we get people who voted all the time. we're going to do this. we're going to send darling walking. i'm loving it. >> you along with senator taylor and 12 others fled the state. you made the ultimate sacrifice in terms of staying out of the state, trying to block this vote, at your own expense, you did this out of your own pockets. >> that's right.

kerak lawson is the new d.c. coordinator of the posse foundation in d.c.. i am proud of her. she is my baby girl. guy boros runtime to time. we are excited about her. >> she was hired in a nanosecond. yes, come. >> we are excited about that and i am excited about the image the posse foundation has about changing the metric around college attendance. here is what we have to do. listen to the sound of my voice. going to college is not boring. it is not nerdy. it is not what folks. it is how you build yourself. so many young black people have this idea you don't need to go to college. if you want to be a banker that is what you do. if you want to be a scholar that is what you do. if you want to deal with our health disparities that is what you do. we need to make this as exciting as any other game in town. the posse foundation is important because it brings young people in a group to deal with what they do so you have a group of people reinforcing each other. here is what is more important. we need to have conversations about what we want black america to look like and when we h

. >> first of all, thank you for your remark and of course tomorrow lawson is the new d.c. coordinator of the foundation in d.c.. i'm so proud of her and she is my baby girl. she is really coretta's baby girl but i borrow her from time to time. we are excited about her. >> she was hired in a nanosecond. it was like m, calm. but we are excited about that and i'm excited about the image that the foundation has which is really about changing the metrics around college attendance. here is what we have to do you all. whoever is in in the -- within the sound of my voice, going to college is not warring. it is not nerdy. it is not white folk. eight is how you build yourself. so many young black people have been told that you don't need to want to have to go to college. well if you want to be a banker that is what you are going to do. if you want to be a scholar, that is what you are going to do. if you want to deal with our health disparities that is what you are going to do. we need to make this as exciting as any other game in town. the foundation is important because it brings

oliver lawson. i'm a poet and author and retired educator from baltimore. now, because i got frustrated with trying to find an agent to publish, i self-published, like, 13 children's books. two of them i've already released, and what i'm interested in doing now is moving it to the next level. i would like to see the chirp's books become children's programming. so i guess my question is mainly for you, mr. , with -- wilmore, but many -- in of you can address it. >> and your question was? >> would you produce her show, that's the question. >> oh, yeah. how about that? [laughter] [applause] >> don't let me get angry up here. >> is this a private question? [laughter] >> i just want to know what are my next steps in terms of -- >> to produce a children' show? >> right. children's programming. >> well, i haven't really done children's programming, but, um, and you're producing a show that's based on your own books, is that what you're saying? >> yes. >> and you live in washington? >> no, baltimore. >> oh, baltimore? >> um, that's a very good question. [laughter]

. >> first of all, thank you for your remark and of course tomorrow lawson is the new d.c.coordinator of the foundation in d.c.. i'm so proud of her and she is my baby girl. she is really coretta's baby girl but i borrow her from time to time. we are excited about her. >> she was hired in a nanosecond. it was like m, calm. but we are excited about that and i'm excited about the image that the foundation has which is really about changing the metrics around college attendance. here is what we have to do you all. whoever is in in the -- within the sound of my voice, going to college is not warring. it is not nerdy. it is not white folk. eight is how you build yourself. so many young black people have been told that you don't need to want to have to go to college. well if you want to be a banker that is what you are going to do. if you want to be a scholar, that is what you are going to do. if you want to deal with our health disparities that is what you are going to do. we need to make this as exciting as any other game in town. the foundation is important because it brings y

. >> first of all, thank you for your remark and of course tomorrow lawson is the new d.c.coordinator of the foundation in d.c.. i'm so proud of her and she is my baby girl. she is really coretta's baby girl but i borrow her from time to time. we are excited about her. >> she was hired in a nanosecond. it was like m, calm. but we are excited about that and i'm excited about the image that the foundation has which is really about changing the metrics around college attendance. here is what we have to do you all. whoever is in in the -- within the sound of my voice, going to college is not warring. it is not nerdy. it is not white folk. eight is how you build yourself. so many young black people have been told that you don't need to want to have to go to college. well if you want to be a banker that is what you are going to do. if you want to be a scholar, that is what you are going to do. if you want to deal with our health disparities that is what you are going to do. we need to make this as exciting as any other game in town. the foundation is important because it brings y

. >> first of all, thank you for your remark and of course tomorrow lawson is the new d.c.nator of the foundation in d.c.. i'm so proud of her and she is my baby girl. she is really coretta's baby girl but i borrow her from time to time. we are excited about her. >> she was hired in a nanosecond. it was like m, calm. but we are excited about that and i'm excited about the image that the foundation has which is really about changing the metrics around college attendance. here is what we have to do you all. whoever is in in the -- within the sound of my voice, going to college is not warring. it is not nerdy. it is not white folk. eight is how you build yourself. so many young black people have been told that you don't need to want to have to go to college. well if you want to be a banker that is what you are going to do. if you want to be a scholar, that is what you are going to do. if you want to deal with our health disparities that is what you are going to do. we need to make this as exciting as any other game in town. the foundation is important because it brings young p

[laughter] and i think dominic lawson had a good line about come he didn't quote saying there's nothing more absurd, and one of its periodic moral outrages but he did say that the way in which that what could partly fueled the scandal was the british public raging like taliban and its own reflection. >> but the web tells us what people really want is pornography because pornography still drives the web. so do we give people pornography? [laughter] >> is not up for us to decide. >> if people want pornography why are we giving it to them? >> we are. they are getting it. >> i haven't seen much pornography. >> the wrong part of the internet. [laughter] >> i'm on the internet but i haven't seen -- >> someone quick ask another question. [laughter] >> i have a high-minded question. >> thing god. >> my question is we have sorted decided through the scandal that phone hacking is bad and so forth. for victims and the families of people event affected by crime disaster in different ways it's very often the conversations that they have with journalists that can be problematic. there are journalists

i want thank director lawson and the witnesses that have taken the time out of their busy schedules to be here today. i look forward to hearing from all of you and with that, i yield back. >> thank you. as you can see, some of our other committee members have not arrived yet, but i will state for the record that if they have any opening statements, they can submit thafor the record. would like to take a moment just to explain the timing lights. you will each have -- you will have five minutes to deliver your testimony. the lights will start out as green. when you he one minute remaining, the light will turn yellow. finally it will turn red at the end of your five minutes, and i ask you to try to adhere to your five-minute time limit and you have the button there to push to speak intohe microphone. our first witness is mr. steve larson, who is director of the centers for consumer information and insurance oversight. or the cchio, with the centers for medicare and medicaid services. prior to his current position, mr. larson served as director of the division of insurance oversight at cch

the teacher prepares all lawson knowing that every student is prepared -- a lesson, knowing that everystudent is prepared for that lesson on that day. that is magic when you compare it to the impossible task that we put in front of teachers when you put 30 students each at different levels, and you compare that to teach six kids all prepared to learn that lesson on that day, that is magic. if we can create more situations where experts can execute their craft thoughtfully, have had a high opportunity to be successful, and work with other professionals, that is magic. another example is a rocket ship. they do a pretty good job of building basic skills. what the teachers would say is that it allows them to spend more time in class on critical thinking, on more rich, deeper learning, like governor bob wise talked about. i think we are both optimistic about putting powerful tools in the hands of learning professionals, and creating a set of learning conditions that are far more positive in places where they could be far more productive. >> let me take this to a different place. you are cor