. >> princess laya doesn't look like princess laya. >> that's not nice. >> i don't know what she reallyhese actors. >> you're digging a hole. >> you subbed for me over the holiday. any reaction? >> everybody loved it. they said bill, stay on vacation longer. >> if i have leprocy, you might have a shot. factor "tip of the day," they are forcing me to tweet. the tip, moments away. if you had a dollar for every dollar car insurance companies say they'll save you by switching, you'd have like a ton of dollars. but how are they saving you those dollars? a lot of companies might answer "um..." or "no comment". then there's esurance - born online, raised by technology and majors in efficiency. so whatever they save, you save: hassle, time, paper work, hair tearing out and, yes, especially dollars. that's auto and home insurance for the modern world. esurance. backed by allstate. click or call. >>> factor tip of the day. a tweeting o'reilly, in a moment. but first, this is a good time to thank all of you for a very successful 2015. for the 15th consecutive year, we beat everybody in total audie