policy at the time was not to investigate fraud claims from employees in employment disputes like layla wideler but instead to focus on complaints from customers. in 2004 wideler took her concerns to the securities and exchange commission. it launched an investigation the following year but didn't charge stanford with fraud until this year. a ponzi scheme, just as she had said five years ago. finra says it has since changed its policy but claims that even if it had followed up it would have run into a brick wall with regulators in antigua, where the alleged pobzi scheme was centered. the agency also said it investigates all complaints and it also did initiate many actions against stanford but did not follow up on that initial one. maria? >> unbelievable. scott, thanks sop.p. we'll see you later. a broad rally meanwhile across the health care sector today. investors taking comfort on what appears to be the obama administration's softening stance on the public option of health care reform. the morgan stanley health care index closed more than 3% higher. take a look. will the development give a fu