it's a horserace between those two factors here i think there's a legisla ee'ste case of things calmingbefore the electi inelecting -- elections. >> is the market factoring in what could happen if the house swings to the democrats? >> the markets are expecting the house to swing however, i think the thing that the markets were hanging their hat on is taxes and that has already gone through and that is something that's going to be with us, and it will take a lot, you will probably have to flip the senate to go the other way, so i don't think that's very likely at this point, markets are in a really good spot, if you take out trade tension, everything is working out right, economies are doing well, earnings are really superlative, all around, we take our trade tensions and the markets are prime for a big rally. >> i'm curious to get your take on monetary policy jamie dimon recently saying he thinks the 10-year should reach 4%, could be as high as 5%, in an interview he did with us a couple of weeks ago, also talking about the risks on the balance sheet, do you share any of that? >> he's r