direct lendersthe u.s. department of education. when you have the u.s.mic system, when it is built on the nonprofit system, you have to say to yourself, they ha a pretty sweet over there. adam is right. 900 grand for the dea of the harvard laschool. holy cow. so you have to say to yourself, if they -- there are a lot of fatcat academics. i would say reduce their ta exempt status to make them more marketable. >> i was going to say the same thing. we should have a policy conversation about that. i'm might solve some of the problems. exactly, thatis the problem. the lenders use to be attack on higherducation. they wouldn't give you one if you're going to go ta battle that would allow you to get a job and pay it off your that is a problem that we are having. what higher education is doing ishat sense that naturalization happened, college tuition has run up 25%. the average average graduating student loan debt s gone up 20%. colleges are just running rampant. neil: we are as close as we have evereen on any issue together. so it is a moment. when we come bck,